Allan S Voltz

US Patent:

20120265558, Oct 18, 2012

Filed:

Apr 15, 2011

Appl. No.:

13/088013

Inventors:

MATHEW F. MENZ - YORK SC, US
ALLAN S. VOLTZ - BROWNS SUMMIT NC, US

Assignee:

BANK OF AMERICA CORPORATION - CHARLOTTE NC

International Classification:

G06Q 40/00
G06Q 10/00

US Classification:

705 4, 705 729

Abstract:

A method for determining unemployment insurance payment dollars and/or the unemployment rate at some point in the future includes receiving various data and performing a calculation based on such received data. In one embodiment, the unemployment insurance payment dollars can be determined in two quarters in the future by receiving data of percent change in personal consumption expenditures, receiving data of change in non-residential investment, and receiving data of median rent, and then, calculating such future total unemployment insurance payment dollars based on the percent change in personal consumption expenditures data, the change in non-residential investment data, and the median rent data.

US Patent:

20130085783, Apr 4, 2013

Filed:

Sep 14, 2012

Appl. No.:

13/618396

Inventors:

Mathew F. Menz - York SC, US
Allan S. Voltz - Browns Summit NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

A method for determining unemployment insurance payment dollars and/or the unemployment rate at some point in the future includes receiving various data and performing a calculation based on such received data. In one embodiment, the unemployment insurance payment dollars can be determined in two quarters in the future by receiving data of percent change in personal consumption expenditures, receiving data of change in non-residential investment, and receiving data of median rent, and then, calculating such future total unemployment insurance payment dollars based on the percent change in personal consumption expenditures data, the change in non-residential investment data, and the median rent data.

US Patent:

20120030082, Feb 2, 2012

Filed:

Jul 30, 2010

Appl. No.:

12/847884

Inventors:

Allan S. Voltz - Browns Summit NC, US
Mark R. Hoffmann - Los Angeles CA, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

A method for predictive modeling is disclosed. Economic data associated with at least one economic trend is received. Claim and cancellation data associated with a financial product of a financial institution is generated, where the claim and cancellation data is based on past data. The economic data is used with the claim and cancellation data to forecast model future claim and cancellation data of a plurality of loans.