The F&M Bank & Trust Company Mar 2012 - May 2016
Chief Lending Officer, Executive Vice President
F&M Bank and Trust Company Mar 2012 - May 2016
President and Chief Lending Officer
The F&M Bank & Trust Company Dec 2007 - Mar 2012
Loan Officer
Columbus Bank and Trust Company Jan 2007 - Dec 2007
Commercial Lender
Columbus Bank & Trust Company Nov 2005 - Jan 2007
Commercial Credit Analyst Iii
Education:
Southeastern School of Commercial Lending 2012 - 2012
Auburn University 2000 - 2002
Masters, Accountancy, Accounting
Auburn University 1996 - 2000
Bachelors, Bachelor of Business Administration, Finance
Flint River Academy 1987 - 1996
Skills:
Commercial Lending Loans Credit Banking Credit Analysis Finance Lines of Credit Credit Risk Underwriting Portfolio Management Insurance Small Business Lending Loan Origination Financial Risk Risk Management Commercial Banking Consumer Lending Mortgage Lending Commercial Mortgages Mortgage Banking Analysis Asset Based Lending Auditing Financial Institutions Retail Banking Commercial Real Estate Cash Management Construction Loans Wealth Management Strategic Planning Financial Analysis Management Leadership
Interests:
Children
Certifications:
Certified Public Accountant License Cpa 024323 Georgia State Board of Accountancy, License Cpa 024323
Waddell Realty Co., Llc May 2000 - Nov 2016
Managing Broker and Partner
Bickerstaff Parham Real Estate May 2000 - Nov 2016
Partner and Managing Broker
Allen Parham Realtors 1996 - 2000
Owner-Broker
Kennon &Parker Realtors 1989 - 1996
Vice President Relocation Services
Education:
University of West Georgia 1968 - 1970
Bachelors, Bachelor of Business Administration, Marketing, Management
Skills:
Referrals Short Sales New Home Sales Buyer Representation Fha Reo Listings Move Up Buyers Real Estate Sellers New Homes Single Family Homes Real Property Foreclosures First Time Home Buyers Relocation Buyers Investors Sfr Investment Properties Hud Real Estate Transactions Relocation Buyers Abr Commercial Real Estate Condos Seller Representation Townhomes Residential Homes Luxury E Pro First Time Home Sellers Real Estate Financing Selling Property Management Property Rentals Resellers Vacation Homes Leases Real Estate Economics Income Properties Waterfront National Association of Realtors Real Estate Development Council of Residential Specialists Seniors Listing Homes Real Estate License 1031 Exchanges
Interests:
Children Economic Empowerment Environment Disaster and Humanitarian Relief Human Rights Arts and Culture Health