Allen C Turner

Address:

1894 S Walnut Grv Rd, Midlothian, TX 76065

VIN:

1D7HA18P17J519947

Make:

DODG

Model:

RAM

Year:

2007

US Patent:

8301469, Oct 30, 2012

Filed:

Jun 24, 2009

Appl. No.:

12/456874

Inventors:

Mark Veldhuizen - Zoetermeer, NL
Johan Renes - Amersfoort, NL
Allen C. Turner - Salt Lake City UT, US

International Classification:

G06Q 40/00

US Classification:

705 4, 705 38

Abstract:

Described is a system for offering financing to a couple seeking financing for the purchase of real estate, the improvement comprising gathering information from the couple regarding the couple and the piece of residential real estate; calculating, with computerized software, a divorce insurance policy premium for the couple based upon this and other information; determining the insurance policy premium's price with the mortgage financing; offering the mortgage financing, coupled with the insurance premium, to the couple; if the couple accepts, creating a legally binding document memorializing the mortgage insurance policy, wherein the legally binding document sets forth terms and conditions of the mortgage insurance policy; transmitting the completed, legally binding document to the couple; periodically and regularly charging the calculated periodic amount to the couple; and administering the mortgage insurance policy in such a manner that, upon divorce or legal separation of the couple, paying damages arising from the piece of real estate and associated with the divorce or legal separation.

US Patent:

20030074231, Apr 17, 2003

Filed:

Oct 17, 2001

Appl. No.:

09/981213

Inventors:

Johan Renes - Soest, NL
Allen Turner - Salt Lake City UT, US

International Classification:

G06F017/60

US Classification:

705/004000

Abstract:

A method of doing business in divorce insurance policies, which method includes determining a periodic (e.g., monthly, semi-annually or annually) amount to be charged a prospective participant for divorce insurance; charging that periodic amount to a participant in an insurance program over a period of time; and administering the insurance program (e.g., confirm that a divorce has or has not occurred, receiving and making payments, etc.). The amount to be charged a prospective participant will generally be based upon the prospective participant's age and the prospective participant's spouse's age, both at the time of the marriage and at the time of paying the particular premium. The amount to be charged will also typically be based, in part, on the prospective participant's projected earnings and/or the prospective participant's spouse's projected earnings. The amount charged a participant can be changed in view of changed circumstances in the lifestyle (e.g., income, inflation, deflation, educational achievement of the participant or the participant's spouse, birth of a child, death of a child, disability of a participant, disability of a spouse, return on investment) of the participant. Once determined and collected, at least a portion of the periodic amount will be invested by the insurance company in appropriate investments.

US Patent:

20050282169, Dec 22, 2005

Filed:

Jan 29, 2004

Appl. No.:

10/767911

Inventors:

Allen Turner - Salt Lake City UT, US
Johan Renes - Soest, NL

International Classification:

C12Q001/68
A01K067/00
C12P021/06
A01H001/00
C12N015/82

US Classification:

435006000, 435069100, 435325000, 435419000, 435320100, 435468000, 530350000, 800008000, 800278000, 380059000

Abstract:

The invention includes a method of labeling a biological polymer involving including within the polymer a series of monomers that encode a source of origin or other useful information regarding the biological polymer. Preferably, the biological polymer is DNA, and the series of monomers spell the name of the entity creating the biological polymer using the single letter codes of amino acids corresponding to codons encoded by the DNA.

US Patent:

20130046564, Feb 21, 2013

Filed:

Oct 26, 2012

Appl. No.:

13/661747

Inventors:

Mark Veldhuizen - Zoetermeer, NL
Johan Renes - Amersfoort, NL
Allen Turner - Salt Lake City UT, US

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

Described is a computerized system for offering financing to applicants seeking financing for the purchase of real estate. The system comprises gathering information from the applicants regarding the applicants and the real estate; calculating, with computerized software, a separation insurance policy premium for the applicants based upon this and other information; determining the insurance policy price with the mortgage financing; offering the mortgage financing, coupled with the insurance premium, to the applicants; if the applicants accept, entering into a legally binding agreement memorializing the separation insurance policy; periodically and regularly charging the calculated periodic amount to the applicants; and administering the separation insurance in such a manner that, upon divorce or legal separation of the applicants, payments are made on behalf of the applicants for the real estate.