Arnold L Schmidt

US Patent:

20230132208, Apr 27, 2023

Filed:

Oct 12, 2022

Appl. No.:

18/045867

Inventors:

- Stamford CT, US
Arnold James Schmidt - Palo Alto CA, US

International Classification:

G06Q 20/40
G06Q 20/20
G06Q 20/38
G06N 20/00
G06F 18/2413

Abstract:

A transaction classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a cost. The system modifies the classification model based on this cost to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.

US Patent:

20210287222, Sep 16, 2021

Filed:

Mar 10, 2021

Appl. No.:

17/197324

Inventors:

- Stamford CT, US
Arnold James Schmidt - Palo Alto CA, US

Assignee:

Synchrony Bank - Stamford CT

International Classification:

G06Q 20/40
G06Q 20/38
G06Q 20/20
G06K 9/62

Abstract:

A transaction classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a cost. The system modifies the classification model based on this cost to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.