Ashish Ravi Gupta

US Patent:

7756779, Jul 13, 2010

Filed:

Feb 14, 2005

Appl. No.:

11/058408

Inventors:

Luiz de Toledo - Bethesda MD, US
Michael J. Dunmyer - Arlington VA, US
Gordon W. Crawford - Chantilly VA, US
Ashish Gupta - Bethesda MD, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 38

Abstract:

A method for determining compliance with a delegated underwriting and servicing agreement between a mortgage seller and a mortgage purchaser relating to the sale of multifamily mortgage loans using a computer network includes receiving mortgage data regarding at least one multifamily mortgage loan in a mortgage portfolio of the mortgage seller and financial data regarding the mortgage portfolio and receiving mortgage seller data. The delegated underwriting and servicing agreement includes a loss sharing provision, a servicing provision allowing the mortgage seller to retain servicing rights for the multifamily mortgage loans and a provision that the mortgage seller be adequately capitalized against the risk for each multifamily mortgage loan. The method also includes storing the mortgage data, financial data and mortgage seller data and applying a set of predefined capital standards to the mortgage data, financial data and mortgage seller data to determine compliance with the delegated underwriting and servicing agreement.

US Patent:

8145760, Mar 27, 2012

Filed:

Jul 24, 2007

Appl. No.:

11/782486

Inventors:

Peter Dinda - Evanston IL, US
Ananth Sundararaj - Redmond WA, US
John Lange - Evanston IL, US
Ashish Gupta - Evanston IL, US
Bin Lin - Hillsboro OR, US

Assignee:

Northwestern University - Evanston IL

International Classification:

G06F 15/173
G06F 9/46

US Classification:

709226, 718100

Abstract:

Certain embodiments of the present invention provide systems and method for automatic inference and adaptation of a virtualized computer environment. Certain embodiments of a system include a virtual topology and traffic inference framework tool adapted to monitor traffic for an application on a virtual network to produce a view of network demands for the application. The system also includes a monitoring tool adapted to monitor performance of an underlying physical network associated with the virtual network using traffic for the application. Further, the system includes an adaptation component adapted to automatically adapt the application to the virtual network based on the measured application traffic, the monitored network performance, and one or more adaptation control algorithms.

US Patent:

20150348039, Dec 3, 2015

Filed:

May 27, 2014

Appl. No.:

14/288096

Inventors:

- New York NY, US
Dewi J. Apun - Red Bank NJ, US
Christopher J. Fletcher - Hove, GB
Jeffrey Fromm - Phoenix AZ, US
Ashish Gupta - Phoenix AZ, US
Alois T. Stock - White Plains NY, US
Angee Stonehouse - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 20/40
G06Q 20/36

Abstract:

A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer.