Ashmit Bhattacharya

US Patent:

20120059736, Mar 8, 2012

Filed:

Nov 14, 2011

Appl. No.:

13/295753

Inventors:

Ashmit Bhattacharya - Pleasanton CA, US
Bruce Bower - Menlo Park CA, US
Gary Briggs - Los Gatos CA, US
Marc Gendron - Clovis CA, US
Steve Grove - San Jose CA, US
Tina Henson - Fresno CA, US
Parker Thomas - Alameda CA, US

International Classification:

G06Q 30/06

US Classification:

705 2641

Abstract:

Techniques are provided for allowing a merchant to process third party closed-loop instruments (such as gift cards) as if the closed-loop instruments were open-loop instruments. A customer provides card data of a third party gift card to a merchant, e.g., online or in a merchant store, for the purchase of one or more items provided by the merchant. The merchant sends the gift card data to an intermediary that deducts at least a portion of the balance of the gift card. The intermediary sends an offer for the gift card to the customer. If the customer accepts the offer, then the merchant applies the offer towards the total purchase price of the one or more items.

US Patent:

20120143705, Jun 7, 2012

Filed:

Feb 9, 2012

Appl. No.:

13/369871

Inventors:

Ashmit Bhattacharya - Pleasanton CA, US
Bruce Bower - Menlo Park CA, US
Gary Briggs - Los Gatos CA, US
Marc Gendron - Clovis CA, US
Steve Grove - San Jose CA, US
Tina Henson - Fresno CA, US
Parker Thomas - Alameda CA, US

International Classification:

G06Q 20/00

US Classification:

705 17

Abstract:

Techniques are provided for allowing a merchant to process third party closed-loop instruments (such as gift cards) as if the closed-loop instruments were open-loop instruments. A customer provides card data of a third party gift card to a merchant, e.g., online or in a merchant store, for the purchase of one or more items provided by the merchant. The merchant sends the gift card data to an intermediary that deducts at least a portion of the balance of the gift card. The intermediary sends an offer for the gift card to the customer. If the customer accepts the offer, then the merchant applies the offer towards the total purchase price of the one or more items.

US Patent:

20120221405, Aug 30, 2012

Filed:

May 9, 2012

Appl. No.:

13/467997

Inventors:

Ashmit Bhattacharya - Pleasanton CA, US
Bruce Bower - Menlo Park CA, US
Gary Briggs - Los Gatos CA, US
Marc Gendron - Clovis CA, US
Steve Grove - San Jose CA, US
Tina Henson - Fresno CA, US
Parker Thomas - Alameda CA, US

International Classification:

G06Q 30/02

US Classification:

705 1439

Abstract:

Techniques are provided for allowing a merchant to process third party closed-loop instruments (such as gift cards) as if the closed-loop instruments were open-loop instruments. A customer provides card data of a third party gift card to a merchant, e.g., online or in a merchant store, for the purchase of one or more items provided by the merchant. The merchant sends the gift card data to an intermediary that deducts at least a portion of the balance of the gift card. The intermediary sends an offer for the gift card to the customer. If the customer accepts the offer, then the merchant applies the offer towards the total purchase price of the one or more items.

US Patent:

20120221425, Aug 30, 2012

Filed:

May 9, 2012

Appl. No.:

13/467994

Inventors:

Ashmit Bhattacharya - Pleasanton CA, US
Bruce Bower - Menlo Park CA, US
Gary Briggs - Los Gatos CA, US
Marc Gendron - Clovis CA, US
Steve Grove - San Jose CA, US
Tina Henson - Fresno CA, US
Parker Thomas - Alameda CA, US

International Classification:

G06Q 30/06

US Classification:

705 261

Abstract:

Techniques are provided for allowing a merchant to process third party closed-loop instruments (such as gift cards) as if the closed-loop instruments were open-loop instruments. A customer provides card data of a third party gift card to a merchant, e.g., online or in a merchant store, for the purchase of one or more items provided by the merchant. The merchant sends the gift card data to an intermediary that deducts at least a portion of the balance of the gift card. The intermediary sends an offer for the gift card to the customer. If the customer accepts the offer, then the merchant applies the offer towards the total purchase price of the one or more items.

US Patent:

20130073459, Mar 21, 2013

Filed:

Sep 20, 2012

Appl. No.:

13/623787

Inventors:

PLASTIC JUNGLE, INC. - San Mateo CA, US
Ashmit Bhattacharya - Pleasanton CA, US
Bruce Bower - Menlo Park CA, US
Steve Grove - San Jose CA, US

Assignee:

PLASTIC JUNGLE, INC. - San Mateo CA

International Classification:

G06Q 20/36

US Classification:

705 41

Abstract:

Techniques are provided for managing a digital wallet on behalf of a user. A user causes one or more value-ascertainable items (such as gift cards) to be reflected in the user's digital wallet. Once a value-ascertainable item is reflected in the digital wallet, the user may access the digital wallet and use the value-ascertainable item to make a purchase from a merchant that is capable of redeeming the value-ascertainable item. Alternatively, an exchange service that maintains the digital wallet allows the user to exchange the value-ascertainable item for another value-ascertainable item, whether of the same type item or a different type of item. The exchanged-for item may be used to make a purchase from a merchant that is capable of redeeming the exchanged-for item.

US Patent:

20110137740, Jun 9, 2011

Filed:

Oct 13, 2010

Appl. No.:

12/903987

Inventors:

Ashmit Bhattacharya - Pleasanton CA, US
Bruce Bower - Menlo Park CA, US
Gary Briggs - Los Gatos CA, US
Marc Gendron - Clovis CA, US
Steve Grove - San Jose CA, US
Tina Henson - Fresno CA, US
Parker Thomas - Alameda CA, US

International Classification:

G06Q 20/00

US Classification:

705 17

Abstract:

Techniques are provided for allowing a merchant to process third party closed-loop instruments (such as gift cards) as if the closed-loop instruments were open-loop instruments. A customer provides card data of a third party gift card to a merchant, e.g., online or in a merchant store, for the purchase of one or more items provided by the merchant. The merchant sends the gift card data to an intermediary that deducts at least a portion of the balance of the gift card. The intermediary sends an offer for the gift card to the customer. If the customer accepts the offer, then the merchant applies the offer towards the total purchase price of the one or more items.