Ben Q Lee

US Patent:

20080040261, Feb 14, 2008

Filed:

Apr 23, 2007

Appl. No.:

11/739012

Inventors:

Robert Nix - Concord MA, US
Peter Masters - Arlington MA, US
Jeffrey Schachter - Littleton MA, US
Theodore Schwartz - Stow MA, US
Ben Lee - Hudson MA, US

International Classification:

G06Q 40/00
G06Q 20/00

US Classification:

705039000, 705016000

Abstract:

A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.

US Patent:

20100299195, Nov 25, 2010

Filed:

Jan 21, 2010

Appl. No.:

12/691330

Inventors:

Robert Nix - Concord MA, US
Peter Masters - Arlington MA, US
Jeffrey Schachter - Littleton MA, US
Theodore Schwartz - Stow MA, US
Ben Lee - Hudson MA, US

International Classification:

G06Q 20/00
G06Q 40/00
G06Q 30/00

US Classification:

705 1417, 705 16, 235380, 705 39, 705 17, 705 44

Abstract:

A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.

US Patent:

20120185312, Jul 19, 2012

Filed:

Oct 11, 2011

Appl. No.:

13/271072

Inventors:

Robert Nix - Concord MA, US
Peter Masters - Arlingon MA, US
Jeffrey Schachter - Littleton MA, US
Theodore Schwartz - Stow MA, US
Ben Lee - Hudson MA, US

Assignee:

Heartland Payment Systems, Inc. - Princeton NJ

International Classification:

G06Q 20/20
G06Q 20/38
G06Q 30/02

US Classification:

705 1417, 705 16, 705 39

Abstract:

A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.

US Patent:

20170017942, Jan 19, 2017

Filed:

Jul 21, 2016

Appl. No.:

15/216453

Inventors:

- Princeton NJ, US
Peter Masters - Arlington MA, US
Jeffrey Schachter - Littleton MA, US
Theodore Schwartz - Stow MA, US
Ben Lee - Hudson MA, US

International Classification:

G06Q 20/20
G06Q 30/02
G06Q 20/38

Abstract:

A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.