Benjamin M Saul

Partner | Financial Services Attorney At Buckleysandler Llp

view source

Position:

Partner at BuckleySandler LLP

Location:

Washington D.C. Metro Area

Industry:

Law Practice

Work:

BuckleySandler LLP since 2009
Partner
Skadden Arps 2003 - 2009
Associate
D.C. Court of Appeals 2002 - 2003
Judicial Law Clerk
Akin Gump Strauss Hauer & Feld LLP 2001 - 2001
Summer Associate
Loomis, Sayles & Company 1997 - 1999
Analyst (Economics)

Education:

American University, Washington College of Law 1999 - 2002
J.D., Law University of Pennsylvania 1993 - 1997
B.A.

Skills:

Civil Litigation
Class Actions
Banking
UDAP
Regulatory Examinations
Consumer Law
Litigation
Government Enforcement
Troubled Banks
Bank Director & Officer Defense
Bankruptcy Trustee
CFPB
Fair Lending
Student Lending and Servicing

Director Of Member Performance

view source

Location:

Washington, DC

Industry:

Financial Services

Work:

Goodwill Industries International
Director of Member Performance
Xenith Bank Apr 2015 - Jun 2016
Commercial Banking Relationship Manager, Vice President
Suntrust Bank Mar 2014 - Mar 2015
Commercial Banking Relationship Manager, Vice President
Suntrust Bank Jun 2011 - Mar 2014
Business Banking Relationship Manager, Vice President
Rbc Bank 2009 - 2011
Vice President, Branch Manager

Education:

Skills:

Credit
Banking
Loans
Commercial Banking
Commercial Lending
Small Business Lending
Portfolio Management
Finance
Retail Banking
Branch Management
Risk Management
Lines of Credit
Credit Analysis
Cross Selling
Management
Sales Management
Consumer Lending
Treasury Management
New Business Development
Commercial Mortgages
Loan Origination
Business Development
Deposits
Underwriting
Cash Management
Crm
Branch Banking
Mortgage Lending
Customer Retention
Cash Flow
Sba
Relationship Management
Financial Services
Financial Analysis
Credit Risk
Financial Risk

Interests:

Children
Economic Empowerment
Environment
Education
Human Rights
Animal Welfare

Benjamin M Saul, Washington DC - Lawyer

view source

Address:

Goodwin Procter LLP
901 New York Avenue, Nw, Washington, DC 20001
2023464110 (Office), 2023464444 (Fax)

Licenses:

Dist. of Columbia - Active 2003
Maryland - Active 2002
Massachusetts - Active 2007

Education:

American University, Washington College of Law
Degree - JD - Juris Doctor - Law
Graduated - 2002
University of Pennsylvania
Degree - BA - Bachelor of Arts
Graduated - 1997

Specialties:

Banking - 20%, years
Class Action - 20%, years
Government - 20%, years
Litigation - 20%, years
White Collar Crime - 20%, years

Associations:

American Bar Association - Member
Review of Banking & Financial Services - Member, Board of Editors

Benjamin Michael Saul, Washington DC - Lawyer

view source

Address:

Buckley Sandler LLP
1250 24Th St Nw Ste 700, Washington, DC 20037
2023498018 (Office)

Licenses:

New York - Currently registered 2012

Education:

American University, Washington College of Law

Benjamin Saul, Washington DC - Lawyer

view source

Office:

Greenberg Traurig, LLP
2101 L Street, N.w., Suite 1000, Washington, DC 20037

Phone:

2023313123 (Phone), 2023313100 (Phone)

Specialties:

Financial Regulatory & Compliance
Banking & Financial Services
Corporate
White Collar Defense & Investigations
Financial Services Litigation
Environmental, Social & Governance (ESG)
State Attorneys General Practice
Blockchain & Digital Assets
Artificial Intelligence

Memberships:

ISLN:

917740051

Admitted:

2002

University:

University of Pennsylvania, B.A.

Law School:

American University, Washington College of Law, J.D., magna cum laude; Editor, American University Law Review; Karl Scholar; Mussey-Gillett Fellow

Reported:

Experience: CFPB: Representation as lead counsel of numerous financial institutions, other consumer finance companies, and individuals in 30 CFPB investigations and enforcement matters concerning marketing, disclosures, fees, lending, collections, consumer bankruptcy, credit reporting, recordation and loan servicing practices across numerous products and services, including mortgages, credit cards, auto loans, student loans, manufactured home loans, personal loans, small dollar loans, commercial loans and payment services.; Representation of several financial institutions and other consumer finance companies in product reviews, mock examinations, and other readiness guidance in advance of CFPB exams.; Representation of several financial institutions and consumer finance companies in responding to supervisory exam and pre-enforcement issues, including responding to Potential Supervisory Action and Proposed Action Response Request Letters.; Representation of several financial institutions in connection with efforts to comply with CFPB Consent Orders.; Fair Lending: Representation of numerous financial institutions and other financial services companies before the federal banking regulators, CFPB, DOJ, HUD, and state enforcement agencies in over 40 fair lending and servicing examinations, investigations, and lawsuits involving allegations of, among other things, algorithmic bias, redlining, reverse redlining, discouragement, discriminatory marketing, underwriting, pricing, servicing and property maintenance by lenders and servicers (both consumer and commercial).; Representation of multiple non-bank lenders in a nationwide class action lawsuit brought by the NAACP against 18 bank and non-bank lenders in an action alleging 'reverse redlining' violations of the Fair Housing Act, Equal Credit Opportunity Act, and the Civil Rights Act.; Representation of financial institutions, FinTech, and other non-bank lenders and services on all aspects of fair lending and servicing compliance, including developing policies and programs, managing oversight of third-party vendors, conducting risk assessments, preparing for exams, and developing periodic statistical testing programs.; Federal Banking Agencies/DOJ/FTC: Representation of an individual indicted for one count of wire fraud in a matter brought by the DOJ.; Representation of a large merchant cash advance company in connection with an FTC investigation.; Representation of a foreign bank in connection with an AML/BSA investigation by the NYDFS and FRB.; Representation of a large, global bank in the resolution of parallel grand jury and OCC investigations, as well as a nationwide class action and a state-level mass action in a matter involving allegations of mortgage fraud and predatory lending.; Representation of a bank in a joint DOJ and FDIC investigation and enforcement action into that bank's compliance with the Servicemember Civil Relief Act.; Representation of a bank in connection with the negotiation of a deferred prosecution agreement with the DOJ involving a one count information alleging failure to file suspicious activity reports in violation of the Bank Secrecy Act.; Representation of a bank in connection with an appeal of its CAMELS rating to the FDIC's Supervision Appeals Review Committee (SARC).; Representation of a large, national bank in connection with multi-year effort to comply with landmark, post-credit crisis horizontal consent orders issued by the OCC and the FRB concerning default mortgage servicing and foreclosure practices.; Representation of a former bank director in an investigation and litigation brought by the FDIC following the failure of the bank.; Representation of multiple Chapter 7 Trustees of failed bank holding companies, including IndyMac Bancorp in (1) the investigation of the financial affairs and failure of the debtors, (2) the defense of the debtors in government enforcement matters involving the FDIC, DOJ, and SEC, (3) litigation against the FDIC concerning the ownership of certain tax refunds and other assets, and (4) the prosecution of claims against certain insiders and third parties.; Representation of a major non-bank mortgage servicer and its parent investment bank in connection with a landmark FTC action concerning certain servicing, debt collection and credit reporting practices.; Representation of a consumer goods company in connection with an FTC investigation alleging the company improperly claimed its products were 'Made in the USA.'; FinTech: Representation of numerous FinTech companies on product and service development, regulatory compliance, licensing (lending, servicing, loan brokering, and money transmission), negotiation of bank partnerships, joint ventures and outsourcing arrangements, compliance program development, and dealings with federal and state regulators.; Representation of a major e-commerce platform on financial services regulatory matters.; Representation of a national bank in connection with the development of a suite of digital products for merchants and consumers.; Representation of multiple FinTechs in negotiating credit facilities.; Representation of numerous venture capital, private equity and hedge funds in connection with regulatory due diligence of potential FinTech acquisitions and investments and with obtaining necessary regulatory approvals.; Representation of a large, global financial institution on enhancing its mobile product offerings, including streamlining required disclosures.; Representation of a global payments company in connection with the development of new consumer credit products.; Advising the sole bookrunning underwriter concerning an equity offering to finance a retail company's corporate reorganization to focus on blockchain-based products and services.; Representation of a payment services gateway that converts crypto to fiat at the merchant point of sale in regulatory and licensing matters.; Representation of various FinTechs in connection with informal discussions, inquiries, investigations, and enforcement matters concerning state financial services regulators, federal banking agencies, the FTC and the CFPB.; State Attorneys General and Financial Services Authorities: Representation of two major credit unions in connection with an investigation by the Colorado AG into their practices concerning refunds of GAP waiver fees upon consumer prepayment of auto loans.; Representation of an earned wage access provider in connection with a multi-state investigation into its business practices.; Representation of a prepaid card provider in connection with multi-state state enforcement actions concerning certain prior unlicensed conduct.; Representation of a global bank in California Attorney General investigation concerning alleged mortgage fraud.; Representation of major non-bank mortgage servicer in connection with investigation by OH AG.; Representation of a foreign bank in connection with an AML/BSA investigation by the NYDFS and FRB.; Representation of two directors of the NYSE exchange into joint investigations by the NY AG and SEC relating to the retirement compensation award to former NYSE chairman and CEO Dick Grasso.; Representation of a state member bank in connection with a fair lending investigation by NY DFS.; Representation of numerous non-bank consumer finance, payments and FinTech clients in connection with supervisory exams, informal inquiries, investigations and enforcement actions brought by nearly every state financial services regulator, including many matters involving the CA DFPI (formerly DBO) and NY DFS.; Transactional Matters: Represented PWCC Marketplace, LLC, PWCC Services, LLC and PWCC Vault, LLC in connection with their senior secured credit facilities in an amount up to $175 million from WhiteHawk Capital Partners, LP and Wingspire Capital LLC.; The above representations were handled by Mr. Saul prior to his joining Greenberg Traurig, LLP.

Links:

Benjamin Saul - Lawyer

view source

Specialties:

Banking
Class Action
Government
White Collar Crime
Bank Director & Officer Defense
Bankruptcy Trustee
Class Actions
Complex Civil Litigation
Congressional Investigations
Consumer Financial Protection Bureau
Fair & Responsible Banking
Federal Trade Commission
Government Enforcement
Litigation
Mortgages
Regulatory Examinations
State Attorneys General
Troubled Banks
Unfair, Deceptive & Abusive Acts and Practices
White Collar

ISLN:

917393998

Admitted:

2002

University:

University of Pennsylvania, B.A., 1997

Law School:

American University, J.D., 2002; American University, JD - Juris Doctor, 2002