Brian N Harvey

US Patent:

20220366509, Nov 17, 2022

Filed:

Jul 28, 2022

Appl. No.:

17/876316

Inventors:

- Bloomington IL, US
Ryan Michael Gross - Normal IL, US
Brian N. Harvey - Bloomington IL, US

International Classification:

G06Q 40/08

Abstract:

The present embodiments may relate to systems for user mobility data analytics for a usage-based insurance platform. For instance, a user mobility analytics computing device may be configured to: (1) receive, from a user device, telematics data; (2) identify, from the telematics data, a plurality of trips; (3) identify, for each of the plurality of trips, a transportation mode based upon the telematics data; (4) build a trip database including the plurality of trips and trip data associated with each trip, the trip data including the transportation mode; (5) parse the trip data in the trip database to aggregate trip data associated with a particular transportation mode; (6) retrieve insurance policy data associated with an insurance policy and including a coverage type and a coverage amount; and (7) calculate an insurance premium based upon the aggregated trip data for the particular transportation mode and the insurance policy data.

US Patent:

20220261924, Aug 18, 2022

Filed:

May 9, 2022

Appl. No.:

17/739983

Inventors:

- Bloomington IL, US
Ryan Michael Gross - Normal IL, US
Brian N. Harvey - Bloomington IL, US
Aaron Williams - Congerville IL, US
J Lynn Wilson - Normal IL, US

International Classification:

G06Q 40/08
G06Q 30/04

Abstract:

A computing device for analyzing data from a property sharing platform may be provided. The computing device may include a processor in communication with a memory device and the property sharing platform. The processor may be programmed to (i) receive a plurality of property data associated with commercial transactions of a plurality of properties, (ii) organize the received property data in a plurality of data records by date, (iii) identify patterns in the subset of property data for a selected property for a predetermined period of time, the patterns indicating when the selected property was used for commercial purposes during the predetermined period of time, and (iv) transmit content to a client device including the identified patterns and a percentage of time the selected property was used for commercial purposes during the predetermined period of time.

US Patent:

20220245720, Aug 4, 2022

Filed:

Apr 19, 2022

Appl. No.:

17/723908

Inventors:

- Bloomington IL, US
Timothy W. Ryan - Hudson IL, US
Nathan W. Baumann - Bloomington IL, US
Michael Shawn Jacob - Le Roy IL, US
Joshua David Lillie - Bloomington IL, US
Brian N. Harvey - Bloomington IL, US
Roxane Lyons - Chenoa IL, US
Rosemarie Geier Grant - Ellsworth IL, US

International Classification:

G06Q 40/00

Abstract:

Unmanned aerial vehicles (UAVs) may facilitate the generation of a virtual reconstruction model of a vehicle collision. UAVs may collect data (including images) related to the vehicle collision, such as with the insured's permission, which may be received by an external computing device associated with the insurer and utilized to perform a photogrammetric analysis of the images to determine vehicle impact points, the road layout at the scene of the collision, the state of the traffic light at the scene of the collision, the speeds and directions of vehicles, etc. This data may be used to generate a virtual reconstruction model of the vehicle collision. An insurer may use the virtual reconstruction model to perform various insurance-related tasks, such as allocating fault to drivers or autonomous vehicles involved in the vehicle collision, and adjustment of insurance pricing based upon the fault allocation.

US Patent:

20220245729, Aug 4, 2022

Filed:

Apr 19, 2022

Appl. No.:

17/723900

Inventors:

- Bloomington IL, US
Timothy W. Ryan - Hudson IL, US
Nathan W. Baumann - Bloomington IL, US
Joshua David Lillie - Bloomington IL, US
Brian N. Harvey - Bloomington IL, US
Roxane Lyons - Chenoa IL, US
Rosemarie Geier Grant - Ellsworth IL, US
Michael Shawn Jacob - Le Roy IL, US

International Classification:

G06Q 40/08

Abstract:

Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.

US Patent:

20230056605, Feb 23, 2023

Filed:

Oct 31, 2022

Appl. No.:

17/977999

Inventors:

- Bloomington IL, US
Rosemarie Geier Grant - Ellsworth IL, US
Michael Shawn Jacob - Le Roy IL, US
Timothy W. Ryan - Hudson IL, US
Nathan W. Baumann - Bloomington IL, US
Joshua David Lillie - Bloomington IL, US
Brian N. Harvey - Bloomington IL, US
Roxane Lyons - Chenoa IL, US

International Classification:

G06Q 40/08
G06T 7/73
G06T 7/20
H04N 5/44
H04N 7/18
G06T 7/246
G06K 9/62
G06T 7/00
G06V 10/42
G06V 20/10
G06V 20/40
G06Q 40/00
G01C 11/02
G06T 11/60
G06T 17/05
B64C 39/02
B64D 47/08

Abstract:

Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.

US Patent:

20210287299, Sep 16, 2021

Filed:

Nov 9, 2020

Appl. No.:

17/093420

Inventors:

- Bloomington IL, US
Timothy W. Ryan - Hudson IL, US
Nathan W. Baumann - Bloomington IL, US
Michael Shawn Jacob - Le Roy IL, US
Joshua David Lillie - Bloomington IL, US
Brian N. Harvey - Bloomington IL, US
Roxane Lyons - Chenoa IL, US
Rosemarie Geier Grant - Ellsworth IL, US

International Classification:

G06Q 40/08
G06T 7/73
G06K 9/00
G06K 9/52
G06T 7/20
H04N 5/44
H04N 7/18
G06T 7/246
G01C 11/02
G06T 11/60
G06T 17/05
B64C 39/02
B64D 47/08

Abstract:

Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.

US Patent:

20210256614, Aug 19, 2021

Filed:

Sep 18, 2015

Appl. No.:

14/858058

Inventors:

- Bloomington IL, US
Timothy W. Ryan - Hudson IL, US
Nathan W. Baumann - Bloomington IL, US
Michael Shawn Jacob - Le Roy IL, US
Joshua David Lillie - Bloomington IL, US
Brian N. Harvey - Bloomington IL, US
Roxane Lyons - Chenoa IL, US
Rosemarie Geier Grant - Ellsworth IL, US

International Classification:

G06Q 40/08

Abstract:

Various techniques are described utilizing unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. An area at risk of an insurance-related event (catastrophe, hurricane, natural disaster, wild fire, etc.) that requires evacuation may be determined, as well as insured premises or assets within that area. With an insured's permission, drones may be directed to the area to collect image or other data of insured premises or assets before, during, or after the event strikes. The drone data may be received and analyzed to identify losses to insured assets that should properly be classified as theft losses for insurance purposes. Insurance claims may be prepared or adjusted for insureds based upon the theft losses in accordance with various types of insurance policies (auto, home, personal articles, etc.) or endorsements to ensure that insureds are properly and promptly reimbursed for the theft losses.

US Patent:

20160231739, Aug 11, 2016

Filed:

Apr 18, 2016

Appl. No.:

15/131220

Inventors:

- Bloomington IL, US
James M. Freeman - Normal IL, US
Brian N. Harvey - Bloomington IL, US

International Classification:

G05D 1/00
G05D 1/10
G06Q 40/08
B64C 39/02

Abstract:

The method and system may be used to control the movement of a remote aerial device in an incremental step manner during a close inspection of an object or other subject matter. At the inspection location, a control module “stabilizes” the remote aerial device in a maintained, consistent hover while maintaining a close distance to the desired object. The control module may retrieve proximal sensor data that indicates possible nearby obstructions to the remote aerial device and may transmit the data to a remote control client. The remote control module may determine and display the possible one or more non-obstructed directions that the remote aerial device is capable of moving by an incremental distance. In response to receiving a selection of one of the directions, the remote control module may transmit the selection to the remote aerial device to indicate the next movement for the remote aerial device.