Brian R Jacobs

US Patent:

20060282289, Dec 14, 2006

Filed:

May 31, 2006

Appl. No.:

11/444226

Inventors:

Brian Jacobs - Pendleton IN, US
Quentin Cantrell - Indianapolis IN, US

Assignee:

Healthmatch Solutions, LLC - Indianapolis IN

International Classification:

G06Q 10/00
G06Q 40/00

US Classification:

705002000, 705004000

Abstract:

A system for health care financing comprises at least two health care providers, a vendor/operator, an electronic price list, at least one employer having at least one participating employee, at least one deposit account for each of the employees, and at least one high-deductible insurance policy that is available to the participating employees. The electronic price list includes offers from the at least two health care providers, and consumer feedback data regarding past transactions between participating employees and the health care providers having a price listed in the electronic database. The health care providers have authority vary price offers in the price list, and can access the electronic database to vary their price offers. The participating employees can access the price list via the Internet to learn price offers extended by the providers, and to access the consumer feedback data. Payment for a transaction between a participating employee and a provider can be made from a consumer's deposit account without consulting a third party to decide the price of the transaction. The participating employees can place consumer feedback data into the electronic database after a transaction between a given employee and a provider having a price listed in the electronic database. The vendor/operator receives positive revenue from health are transactions between the employees and the providers having a price listed in the electronic database.

US Patent:

20090254366, Oct 8, 2009

Filed:

May 26, 2009

Appl. No.:

12/471971

Inventors:

Brian Jacobs - Pendleton IN, US
Quentin G. Cantrell - Indianapolis IN, US

Assignee:

Healthmatch Solutions, LLC - Indianapolis IN

International Classification:

G06Q 50/00
G06Q 40/00
G06F 17/30
G06F 17/40
G06Q 30/00
G06Q 20/00
G06Q 99/00

US Classification:

705 2, 705 4, 7071041, 705 26, 705 10, 707E17044, 707E17018

Abstract:

A system for health care financing comprises at least two health care providers, a vendor/operator, an electronic price list, at least one employer having at least one participating employee, at least one deposit account for each of the employees, and at least one high-deductible insurance policy that is available to the participating employees. The electronic price list includes offers from the at least two health care providers, and consumer feedback data regarding past transactions between participating employees and the health care providers having a price listed in the electronic database. The health care providers have authority vary price offers in the price list, and can access the electronic database to vary their price offers. The participating employees can access the price list via the Internet to learn price offers extended by the providers, and to access the consumer feedback data. Payment for a transaction between a participating employee and a provider can be made from a consumer's deposit account without consulting a third party to decide the price of the transaction. The participating employees can place consumer feedback data into the electronic database after a transaction between a given employee and a provider having a price listed in the electronic database. The vendor/operator receives positive revenue from health are transactions between the employees and the providers having a price listed in the electronic database.

US Patent:

20110119083, May 19, 2011

Filed:

Jan 20, 2011

Appl. No.:

13/010160

Inventors:

Brian Jacobs - Pendleton IN, US
Quentin G. Cantrell - Indianapolis IN, US

International Classification:

G06Q 50/00
G06Q 10/00

US Classification:

705 2

Abstract:

A system for health care financing comprises at least two health care providers, a vendor/operator, an electronic price list, at least one employer having at least one participating employee, at least one deposit account for each of the employees, and at least one high-deductible insurance policy that is available to the participating employees. The electronic price list includes offers from the at least two health care providers, and consumer feedback data regarding past transactions between participating employees and the health care providers having a price listed in the electronic database. The health care providers have authority vary price offers in the price list, and can access the electronic database to vary their price offers. The participating employees can access the price list via the Internet to learn price offers extended by the providers, and to access the consumer feedback data. Payment for a transaction between a participating employee and a provider can be made from a consumer's deposit account without consulting a third party to decide the price of the transaction. The participating employees can place consumer feedback data into the electronic database after a transaction between a given employee and a provider having a price listed in the electronic database. The vendor/operator receives positive revenue from health are transactions between the employees and the providers having a price listed in the electronic database.