Bryan J Card

US Patent:

20200169566, May 28, 2020

Filed:

Jan 29, 2020

Appl. No.:

16/775575

Inventors:

- Charlotte NC, US
Charles R. Liu - San Francisco CA, US
Dianna Letourneau O'Neill - Charlotte NC, US
Matthew Edward Williams - Frisco TX, US
Bryan Lee Card - Thousand Oaks CA, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

H04L 29/06
G06F 21/31

Abstract:

A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.

US Patent:

20180365899, Dec 20, 2018

Filed:

Jun 20, 2017

Appl. No.:

15/628068

Inventors:

- Charlotte NC, US
Charles R. Liu - San Francisco CA, US
Dianna Letourneau O'Neill - Charlotte NC, US
Matthew Edward Williams - Frisco TX, US
Bryan Lee Card - Thousand Oaks CA, US

International Classification:

G06T 19/00
G06F 3/01
G06F 3/0484
G06T 7/70

Abstract:

A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.

US Patent:

20180367542, Dec 20, 2018

Filed:

Jun 20, 2017

Appl. No.:

15/628088

Inventors:

- Charlotte NC, US
Charles R. Liu - San Francisco CA, US
Dianna Letourneau O'Neill - Charlotte NC, US
Matthew Edward Williams - Frisco TX, US
Bryan Lee Card - Thousand Oaks CA, US

International Classification:

H04L 29/06

Abstract:

A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.