Charles Todd Burrell

US Patent:

20210064663, Mar 4, 2021

Filed:

Aug 24, 2020

Appl. No.:

17/000710

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Sara Suzanne Carr - Fort Mill SC, US
Jane Elizabeth Cook - Charlotte NC, US
Justin Riley duPont - Charlotte NC, US
Kajal Gupta - Charlotte NC, US
Bradley Ryan Holland - Huntersville NC, US
Robert Nyeland Huggins - Charlotte NC, US
Kashif M. Siddiqui - Livingston NJ, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06F 16/9035
G06F 9/50
G06F 16/906
G09B 7/06
A63F 13/352
A63F 13/5255

Abstract:

The present disclosure embraces a system, methods and computer program products for the intelligent on-boarding, support, education of supervised resource account users. The systems described herein allow for intelligent linkage of supervised resource accounts with existing accounts of a supervising user, creating tools for enhanced transfer of resources to a supervised user. The system offers interactivity and education opportunity along with resource transfers by determining resource allocation recommendations and providing goal-tracking capabilities.

US Patent:

20210065292, Mar 4, 2021

Filed:

Aug 24, 2020

Appl. No.:

17/000669

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Sara Suzanne Carr - Fort Mill SC, US
Jane Elizabeth Cook - Charlotte NC, US
Justin Riley duPont - Charlotte NC, US
Kajal Gupta - Charlotte NC, US
Bradley Ryan Holland - Huntersville NC, US
Robert Nyeland Huggins - Charlotte NC, US
Kashif M. Siddiqui - Livingston NJ, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/02
G06Q 10/10
G09B 19/18
G06F 3/0484

Abstract:

The present disclosure embraces a system, methods and computer program products for the intelligent on-boarding, support, education of non-conventional resource account users. In particular, the present disclosure includes tools for aggregation and intelligent data sharing between multiple users and associated resource accounts in order to generate a comparison between resource accounts and identify and incentivize potential earning opportunities. The competitive comparison may be continuously updated as earning opportunities are completed by the various users, and educational modules are provided via a resource account interface related to various topics of resource management responsibility for guided and reinforced learning.

US Patent:

20210065576, Mar 4, 2021

Filed:

Aug 24, 2020

Appl. No.:

17/000624

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Sara Suzanne Carr - Fort Mill SC, US
Jane Elizabeth Cook - Charlotte NC, US
Justin Riley duPont - Charlotte NC, US
Kajal Gupta - Charlotte NC, US
Bradley Ryan Holland - Huntersville NC, US
Robert Nyeland Huggins - Charlotte NC, US
Kashif M. Siddiqui - Livingston NJ, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G09B 19/00
G06Q 40/02
G06Q 10/06
G06Q 40/06
G06Q 20/40
G06Q 30/02
G06Q 50/20
G06N 20/00
G06F 3/0484

Abstract:

The present disclosure embraces a system, methods and computer program products for the intelligent onboarding, support, education of supervised resource account users. The system, methods, and computer program products provide innovative tools for the development and management of supervised user resource accounts by a supervising user, and various embodiments providing unique pathways for resource management and education via the use of the disclosed resource management system.

US Patent:

20160173504, Jun 16, 2016

Filed:

Feb 9, 2016

Appl. No.:

15/019652

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Peter John Bertanzetti - Charlotte NC, US

International Classification:

H04L 29/06
H04W 4/00

Abstract:

Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.

US Patent:

20160162872, Jun 9, 2016

Filed:

Feb 18, 2016

Appl. No.:

15/047369

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Carrie Anne Hanson - Charlotte NC, US
Alicia C. Jones - Fort Mill SC, US
Michael Patrick Lynch - Jacksonville FL, US
Hood Qaim-Maqami - Montclair NJ, US

International Classification:

G06Q 20/32
H04W 4/12
H04W 4/00
G06Q 20/40
H04W 4/02

Abstract:

Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

US Patent:

20160164870, Jun 9, 2016

Filed:

Feb 9, 2016

Appl. No.:

15/019627

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Peter John Bertanzetti - Charlotte NC, US

International Classification:

H04L 29/06
G06F 21/62
H04L 9/32
G06F 21/31

Abstract:

Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.

US Patent:

20160098719, Apr 7, 2016

Filed:

Dec 14, 2015

Appl. No.:

14/968659

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Carrie Anne Hanson - Charlotte NC, US
Alicia C. Jones - Fort Mill SC, US
Michael Patrick Lynch - Jacksonville FL, US
Hood Qaim-Maqami - Montclair NJ, US

International Classification:

G06Q 20/40
G01S 5/02
G06Q 20/32

Abstract:

Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

US Patent:

20150227726, Aug 13, 2015

Filed:

Feb 7, 2014

Appl. No.:

14/175615

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Peter John Bertanzetti - Charlotte NC, US

Assignee:

Bank Of America Corporation - Charlotte NC

International Classification:

G06F 21/31

Abstract:

Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.