Charles Jason Burrell

US Patent:

20140074701, Mar 13, 2014

Filed:

Sep 13, 2012

Appl. No.:

13/614740

Inventors:

Tamara S. Kingston - Peoria AZ, US
Charles J. Burrell - Middleburg FL, US
Lisa M. Martin - Slingerlands NY, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/14
G06Q 20/22

US Classification:

705 40, 705 39

Abstract:

Apparatus and methods for improving online billpay are provided. In some embodiments, the apparatus and methods may receive an attachment from a donor. The attachment may be submitted by the donor for inclusion in a gratuitous transfer of funds to a beneficiary. The transfer of funds may be tagged using an electronic marker. The tag may include a set of predefined parameters. The tag may restrict the use of funds according to a set of predefined parameters. The gratuitous transfer of funds may be electronically transmitted. The transfer may be confirmed by an electronic notification.

US Patent:

20210064663, Mar 4, 2021

Filed:

Aug 24, 2020

Appl. No.:

17/000710

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Sara Suzanne Carr - Fort Mill SC, US
Jane Elizabeth Cook - Charlotte NC, US
Justin Riley duPont - Charlotte NC, US
Kajal Gupta - Charlotte NC, US
Bradley Ryan Holland - Huntersville NC, US
Robert Nyeland Huggins - Charlotte NC, US
Kashif M. Siddiqui - Livingston NJ, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06F 16/9035
G06F 9/50
G06F 16/906
G09B 7/06
A63F 13/352
A63F 13/5255

Abstract:

The present disclosure embraces a system, methods and computer program products for the intelligent on-boarding, support, education of supervised resource account users. The systems described herein allow for intelligent linkage of supervised resource accounts with existing accounts of a supervising user, creating tools for enhanced transfer of resources to a supervised user. The system offers interactivity and education opportunity along with resource transfers by determining resource allocation recommendations and providing goal-tracking capabilities.

US Patent:

20210065292, Mar 4, 2021

Filed:

Aug 24, 2020

Appl. No.:

17/000669

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Sara Suzanne Carr - Fort Mill SC, US
Jane Elizabeth Cook - Charlotte NC, US
Justin Riley duPont - Charlotte NC, US
Kajal Gupta - Charlotte NC, US
Bradley Ryan Holland - Huntersville NC, US
Robert Nyeland Huggins - Charlotte NC, US
Kashif M. Siddiqui - Livingston NJ, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/02
G06Q 10/10
G09B 19/18
G06F 3/0484

Abstract:

The present disclosure embraces a system, methods and computer program products for the intelligent on-boarding, support, education of non-conventional resource account users. In particular, the present disclosure includes tools for aggregation and intelligent data sharing between multiple users and associated resource accounts in order to generate a comparison between resource accounts and identify and incentivize potential earning opportunities. The competitive comparison may be continuously updated as earning opportunities are completed by the various users, and educational modules are provided via a resource account interface related to various topics of resource management responsibility for guided and reinforced learning.

US Patent:

20210065576, Mar 4, 2021

Filed:

Aug 24, 2020

Appl. No.:

17/000624

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Sara Suzanne Carr - Fort Mill SC, US
Jane Elizabeth Cook - Charlotte NC, US
Justin Riley duPont - Charlotte NC, US
Kajal Gupta - Charlotte NC, US
Bradley Ryan Holland - Huntersville NC, US
Robert Nyeland Huggins - Charlotte NC, US
Kashif M. Siddiqui - Livingston NJ, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G09B 19/00
G06Q 40/02
G06Q 10/06
G06Q 40/06
G06Q 20/40
G06Q 30/02
G06Q 50/20
G06N 20/00
G06F 3/0484

Abstract:

The present disclosure embraces a system, methods and computer program products for the intelligent onboarding, support, education of supervised resource account users. The system, methods, and computer program products provide innovative tools for the development and management of supervised user resource accounts by a supervising user, and various embodiments providing unique pathways for resource management and education via the use of the disclosed resource management system.

US Patent:

20160248781, Aug 25, 2016

Filed:

Feb 17, 2016

Appl. No.:

15/046362

Inventors:

- Charlotte NC, US
Joseph Neil Johansen - Rock Hill SC, US
Carrie Anne Hanson - Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Elizabeth S. Votaw - Potomac MD, US

International Classification:

H04L 29/06
G06Q 40/02
G06F 17/30

Abstract:

Embodiments of the invention are directed to a system, method, and a computer program product self-selected user access based on specific authentication types. The system typically including a memory, a processor, and a module configured to receive from a user, a user-selected preference, wherein the user-selected preference comprises one or more authentication types desired by the user; determine a level of authentication from a plurality of levels of authentication are associated with the one or more authentication types associated with the user-selected preference; initiate the presentation of a user interface that enables the user to select one or more application functions, wherein the one or more application functions are associated with the determined level of authentication; receive from a user, a selection of one or more application functions.

US Patent:

20160173484, Jun 16, 2016

Filed:

Feb 19, 2016

Appl. No.:

15/047786

Inventors:

- Charlotte NC, US
Peter John Bertanzetti - Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Carrie Anne Hanson - Charlotte NC, US
Joseph Neil Johansen - Rock Hill SC, US
Michael E. Toth - Charlotte NC, US
Elizabeth S. Votaw - Potomac MD, US

International Classification:

H04L 29/06

Abstract:

The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.

US Patent:

20160173497, Jun 16, 2016

Filed:

Feb 18, 2016

Appl. No.:

15/047336

Inventors:

- Charlotte NC, US
Joseph Neil Johansen - Rock Hill SC, US
Carrie Anne Hanson - Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Elizabeth S. Votaw - Potomac MD, US

International Classification:

H04L 29/06

Abstract:

Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires one or more authentication credentials; receive one or more authentication credentials from the user based on a user-selected preference; validate the one or more authentication credentials based on the user-selected preference; and execute the user action based on a successful validation of the one or more authentication credentials

US Patent:

20160173504, Jun 16, 2016

Filed:

Feb 9, 2016

Appl. No.:

15/019652

Inventors:

- Charlotte NC, US
Charles Jason Burrell - Middleburg FL, US
Peter John Bertanzetti - Charlotte NC, US

International Classification:

H04L 29/06
H04W 4/00

Abstract:

Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.