Charles R Marshall

US Patent:

20020038225, Mar 28, 2002

Filed:

Sep 27, 2001

Appl. No.:

09/966747

Inventors:

Benjamin Klasky - Menlo Park CA, US
Ann Goggins - San Francisco CA, US
Charles Marshall - Atherton CA, US

International Classification:

G06F017/60

US Classification:

705/001000, 705/035000

Abstract:

A method and system for soliciting online donations is disclosed. The method comprises defining the terms of a challenge. Next, an invitation to donate is generated that includes the terms of the challenge. Typically, the terms of the challenge are a matching donation such that the challenger will match donations to a prescribed amount. Finally, the invitation to donate is sent to at least one invitee with a computer connected to a network of computers. The invitee can reply to the challenge by making a donation with his or her computer. The method is performed by a web-based donation application that can be accessed through the web browser of a challenger or invitee.

US Patent:

20060242014, Oct 26, 2006

Filed:

Apr 25, 2005

Appl. No.:

11/113430

Inventors:

Charles Marshall - Atherton CA, US
James Fan - Los Altos CA, US

International Classification:

G06Q 99/00
G07G 1/14
G06Q 30/00

US Classification:

705014000, 705001000

Abstract:

A referral and recruitment system hosted on a webserver for recruitment, fundraising or advocacy campaigns. Users on the Internet with browsers are able to log-on as clients to post and refer charitable donations or job opportunities, for example. At the heart of the server is an incentive engine that tracks job openings by their ID, incentive type, and the value of the incentive. Incentives can be structured as cash bonuses, days off, contest points, etc. Combinations of incentives can be tailored to suit particular persons or groups. Users can post new jobs, make direct referrals to collect the entire hiring incentive, or pass along the information to their private contacts to share later in the incentives. The communication between these people is based on email and their respective email contact lists. The system tracks who-knows-who, and who-referred-who to who. The hierarchy of relationships can then be used to dictate how the incentive bonuses and payments are distributed amongst the successful referring parties. Employment opportunities can be broadcast to recruiting organizations. Each time an employee, friend, recruit or associate sets up a message campaign, or responds to a message, they do so from their own personalized account using their email address for user identification.

US Patent:

20080004935, Jan 3, 2008

Filed:

Jun 29, 2006

Appl. No.:

11/478758

Inventors:

Charles T. Marshall - Atherton CA, US

International Classification:

G06F 9/46

US Classification:

705 9

Abstract:

A method for structuring and allocating referral and other incentive and donation payments and credits to users that include principals, referrers, candidates, not-for-profits, and other third parties. A recruiting business model allows an employer to set and publish job offerings with employee-recruitment bonuses that include obligations to make specific philanthropic donations to third-parties upon at least one of a candidate being interviewed, offered-the-job, hired, or retained for a minimum time. Job applicants can receive information related to the job offerings with employee-recruitment bonuses, and to accept the job, and to accept or negotiate the employee-recruitment bonuses. They may also request specific philanthropic donations to third-parties.

US Patent:

20100010901, Jan 14, 2010

Filed:

Jul 11, 2008

Appl. No.:

12/172206

Inventors:

Charles T. Marshall - Atherton CA, US
Devin Wade - Seattle WA, US

International Classification:

G06Q 30/00
G06Q 40/00

US Classification:

705 17, 705 41

Abstract:

A point-of-sale system comprises a webserver that receives lists of products and services offered at retail points of sale, and that can sort them into items that are qualified, conditionally qualified, and non-qualified to be purchased by a cardholder using a flexible spending account payment card. The qualified items are permissible to be purchased by all cardholders, but purchases of conditionally qualified items are only permissible when the cardholder has registered a particular qualifying characteristic. For example, a health condition for which a doctor has prescribed the retail item for purchase. The demographics of the cardholders are available for affinity programs, promotional offers, discounts, and rebates. Such are proffered at the point of sale during transaction authorization to be considered by the cardholder or to be automatically exercised. Purchases in excess of the funds then available in the cardholders' flexible spending accounts can be deducted from other registered accounts or payrolls.

US Patent:

20100010909, Jan 14, 2010

Filed:

Jul 11, 2008

Appl. No.:

12/172201

Inventors:

CHARLES T. MARSHALL - ATHERTON CA, US
Devin Wade - Seattle WA, US
Larry van der Veen - San Carlos CA, US

International Classification:

G06Q 30/00
G06Q 10/00

US Classification:

705 26

Abstract:

A benefits ordering system provides flexible spending account debit cards to employees and allows their employer to enroll in a Plan that ensures compliance with ERISA regulations. The system applies compliance rules during a data collection and plan definition stages of ordering, and produces an ERISA-compliant Plan and documentation as legally required. A directed questioning and answering wizard guides companies and participants through the placing of orders for products. The particular sequence of questions is dependent on the products being ordered, and the parameters drive variations in the plans. Rules and parameters are built into libraries used by the system, and it is these that direct the information collection flow. Each type of Plan is constructed from previously composed paragraphs that are threaded together to encapsulate the parameters and include the required components. Plans can be modified, if new compliance rules must be met, based on changing parameters.

US Patent:

20110087592, Apr 14, 2011

Filed:

Oct 13, 2009

Appl. No.:

12/578225

Inventors:

Larry van der Veen - San Carlos CA, US
Charles Marshall - Atherton CA, US
Paul Spaeth - Half Moon Bay CA, US
Devin Wade - Seattle WA, US

International Classification:

G06Q 20/00
G06F 17/00
G06F 15/16

US Classification:

705 44, 235383, 709204, 235375

Abstract:

Pursuant to some embodiments, a payment account including multiple subaccounts is provided where each subaccount can be used only for payment for a designated category of products. Pursuant to some embodiments, purchases using the subaccounts can be automatically combined in a single transaction to redeem multiple categories of products, with each subaccount providing funds for the redemption of a single product category. In some embodiments, the payment account may include a subaccount that contains value that is unrestricted and available for general spending or to automatically provide supplementary funds for the redemption of products from subaccounts with product category restrictions. The value contained within each subaccount may be immediately available funds, access to credit provided by an entity who has agreed to extend credit to the account holder for purchasing products in a designated category or a combination of these types of value. Alternatively, in some embodiments, the value may include benefits provided by a health care plan whose redemption is limited to specific categories of products and services as provided by the plan.

US Patent:

20110099028, Apr 28, 2011

Filed:

Oct 26, 2010

Appl. No.:

12/911918

Inventors:

Larry van der Veen - San Carlos CA, US
Paul Spaeth - Half Moon Bay CA, US
Charles Marshall - Atherton CA, US

International Classification:

G06Q 50/00
G06Q 20/00

US Classification:

705 2, 705 11, 705 39, 705 44

Abstract:

Systems, methods and means for facilitating verification transactions in connection with a discount medical program are provided which include a verification host, configured to maintain rules and logic relating to price and member verification, a rate verification subsystem configured to maintain rules and logic for receiving price information from a plurality of discount medical plan sponsors including the prices for services from each medical service provider participating in the program and for processing requests for price verification received from medical services providers, and a member verification subsystem configured to maintain rules and logic for issuing a payment card to individuals with said card representing membership in a discount medical program, for receiving member information from medical plan sponsors including the current membership status of each member, for processing requests for member verification received from medical services providers, and for processing payment transactions associated with the member payment card.

US Patent:

20120053958, Mar 1, 2012

Filed:

Aug 26, 2011

Appl. No.:

13/218882

Inventors:

Charles Marshall - Atherton CA, US
Paul Spaeth - Half Moon Bay CA, US

International Classification:

G06Q 50/22

US Classification:

705 2

Abstract:

A system and method is disclosed whereby a health care provider is offered a benefit in exchange for the performance of specified activities of a patient. The patient activities may take the form of a purchase of prescribed or recommended products or services, such as prescription drugs, undergoing prescribed or recommended health care procedures, or participation in health-oriented programs or activities, such as a specified exercise regimen. In one embodiment, a benefit is provided to a health care provider upon verification of the adherence of a patient to a specified health-related activity. In one embodiment a benefit is provided to both a provider and a patient upon verification of the patient's adherence to a specified health-related activity. In one embodiment, patient adherence is facilitated by distributing benefit cards to patients wherein the benefit card identifies the patient as registered in an adherence program and is associated with a benefit account for receiving program benefits. In one embodiment, the benefit card account is associated with the patient's health or prescription insurance account so as to verify adherence using claims submitted to the patient's health insurer. In one embodiment, the benefit card operates as a payment card allowing the cardholder to redeem benefits.