Embodiments disclosed herein propose the controlled application of a heated spray cloud to a target surface. The spray cloud may be delivered in connection with applications of atomized (misted) sunless tanning sprays using a variety of spray systems. A formulation of the cosmetic or conditioning liquid may conduct and retain heat to allow a pleasantly warm spray to be received on the skin surface. The formula may come to temperature quickly and the heat may be retained even though a nozzle cooling effect inherently cools the spray as it leaves the nozzle.
Assessing the Fed's efforts, Charles Sweat, president of First Peoples Bank of Pine Mountain, Georgia, says: "I don't know it's done as much to stimulate additional borrowing as it was designed to do."