Christopher S Mcfall

US Patent:

20210406923, Dec 30, 2021

Filed:

Jun 30, 2020

Appl. No.:

16/917633

Inventors:

- San Jose CA, US
Nakul Gupta - Chicago IL, US
Christopher McFall - Brooklyn NY, US
Rebecca Sloan Newman - Brooklyn NY, US

International Classification:

G06Q 30/02
G06Q 20/34

Abstract:

There are provided systems and methods for automatic determination of card data based on network category codes. A user may engage in a transaction with another user, such as a purchase of goods, services, or other items a merchant using a physical payment card. An online transaction processor may receive information from processing of the payment card over an electronic card network so that the online transaction processor may determine data for the payment card. The data may be determined over a time period, which may be dynamically adjusted based on additional data for the user, time period, and/or payment card. The data is further identified and determined based on network category codes for different transaction data when processed over the electronic network. Thereafter, categories of data may be selected to provide benefits back to the user's account or payment card.