Christopher J Winters

US Patent:

20090094167, Apr 9, 2009

Filed:

Oct 5, 2007

Appl. No.:

11/868147

Inventors:

Phillip D. Murphy - Charlotte NC, US
Christopher Winters - Pacific Palisades CA, US

International Classification:

G06Q 40/00
G06F 17/30
G06F 17/40

US Classification:

705 36 R, 705 37

Abstract:

An electronic method for obtaining bids for investments in guaranteed investment contracts (and similar investment products) and investments purchased for a yield restricted defeasance escrow, includes the steps of providing an investor intermediary computer having a digital data store, inputting data into the digital data store representing the bid specifications of the investment, and providing a digital input/output electronic two-way communications link allowing communication between the investor intermediary computer and a plurality of investment provider computers by means of an electronic two-way communications link. The bid specifications for the investment are transmitted to the plurality of investment provider computers, and the bids for investments received from the investment providers to make a yield-based or fixed price-based investment based on the bid specifications provided for the investment are transmitted from investment provider computers to an investor intermediary computer having a digital data store, by means of an electronic two-way communications link.