Colm Patrick Bergin

US Patent:

20140040001, Feb 6, 2014

Filed:

Oct 4, 2013

Appl. No.:

14/046792

Inventors:

Samuel N. Brown - Dallas TX, US
David S. Sink - Dallas TX, US
Aaron Wilkinson - Plano TX, US
Michael Menefee - Richardson TX, US
Mark S. Saum - Plano TX, US
Colm Bergin - Dallas TX, US
Bruce Parker - Richardson TX, US
Ralf Erich Schulz - San Francisco CA, US
Jon Buell - Dallas TX, US
Jason Fisher - Plano TX, US

Assignee:

ModoPayment, LLC - Richardson TX

International Classification:

G06Q 30/02

US Classification:

705 1426, 705 41, 705 1433

Abstract:

A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number generation service also operable to take a portion of the virtual payment account number and send it as a checkout code to a consumer using the consumer's mobile device, and an offer generation engine used to set rules for an offer to be sent to consumers, create a fund for the offer, and determine individual consumer's eligibility for the offer. The offer is associated with the checkout code such that the offer is processed as part of the payment during the payment transaction using the virtual payment account number.

US Patent:

20120101887, Apr 26, 2012

Filed:

Oct 26, 2011

Appl. No.:

13/282292

Inventors:

Gregory W. Harvey - Marion IA, US
Samuel N. Brown - Dallas TX, US
David S. Sink - Dallas TX, US
Aaron Wilkinson - Plano TX, US
Michael Menefee - Richardson TX, US
Mark S. Saum - Plano TX, US
Colm Bergin - Dallas TX, US
Bruce Parker - Richardson TX, US
Ralf Erich Schulz - San Francisco CA, US
Jon Buell - Dallas TX, US
Jason Fisher - Plano TX, US

International Classification:

G06Q 30/02

US Classification:

705 1423, 705 261, 705 144

Abstract:

A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number generation service also operable to take a portion of the virtual payment account number and send it as a checkout code to a consumer using the consumer's mobile device, and an offer generation engine used to set rules for an offer to be sent to consumers, create a fund for the offer, and determine individual consumer's eligibility for the offer. The offer is associated with the checkout code such that the offer is processed as part of the payment during the payment transaction using the virtual payment account number.

US Patent:

20190114602, Apr 18, 2019

Filed:

Oct 16, 2018

Appl. No.:

16/161602

Inventors:

- Richardson TX, US
Adam D. Schnaare - Stratford WI, US
Bruce Parker - Richardson TX, US
Gregory W. Harvey - McKinney TX, US
Colm Bergin - Dallas TX, US

Assignee:

ModoPayments, LLC - Richardson TX

International Classification:

G06Q 20/10
G06Q 20/38
G06Q 20/02
G06F 17/30

Abstract:

A system of providing a receiver of payments access to a plurality of payment sources, is described that includes a configuration tool listing a plurality of payment sources available to the receiver of payments and configured to allow the receiver to select one or more disparate payment sources from which it will accept payments. The system then provides a payment interface for the receiver of payments displayable to customers of the receiver. A payment transaction database stores data related to financial transactions carried out on behalf of the receiver of payments. The system also includes a payment hub that provides an interface between the receiver of payments and the selected payment sources.

US Patent:

20140289126, Sep 25, 2014

Filed:

Jun 9, 2014

Appl. No.:

14/299653

Inventors:

- Richardson TX, US
Samuel N. Brown - Dallas TX, US
David S. Sink - Dallas TX, US
Aaron Wilkinson - Plano TX, US
Michael Menefee - Richardson TX, US
Mark S. Saum - Plano TX, US
Colm Bergin - Dallas TX, US
Bruce Parker - Richardson TX, US
Ralf Erich Schulz - San Francisco CA, US
Jon Buell - Dallas TX, US
Jason Fisher - Plano TX, US

Assignee:

MODOPAYMENTS, LLC - Richardson TX

International Classification:

G06Q 20/38
G06Q 20/32

US Classification:

705 44

Abstract:

A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number generation service also operable to take a portion of the virtual payment account number and send it as a checkout code to a consumer using the consumer's mobile device, and an offer generation engine used to set rules for an offer to be sent to consumers, create a fund for the offer, and determine individual consumer's eligibility for the offer. The offer is associated with the checkout code such that the offer is processed as part of the payment during the payment transaction using the virtual payment account number.