Daniel J Carpenter

US Patent:

20200007528, Jan 2, 2020

Filed:

Jun 27, 2018

Appl. No.:

16/019775

Inventors:

- Charlotte NC, US
Andrew T. Keys - Albany OR, US
Michael E. Toth - Charlotte NC, US
Daniel L. Carpenter - Matthews NC, US

International Classification:

H04L 29/06
H04L 9/32
H04W 12/06

Abstract:

Aspects of the present disclosure are directed to electronic computer implemented methods of data communication. At least one method includes, via a data communications network, receiving one or more mobile EDI token datasets associated with each of one or more mobile devices; each of the mobile EDI token datasets including a mobile online ID attribute data element, a beacon attribute data element and biometric ID attribute data element; via a data communications network, receiving a matching score attribute data element associated with at least one of the mobile EDI token datasets; electronically processing and authenticating the least one mobile EDI token dataset based on the received matching score attribute data element; and via a data communications network, transmitting the mobile online ID attribute associated with the authenticated mobile EDI token dataset.

US Patent:

20180144118, May 24, 2018

Filed:

Nov 2, 2017

Appl. No.:

15/801514

Inventors:

- Charlotte NC, US
Andrew T. Keys - Albany OR, US
Kapil Pruthi - Bothell WA, US
Daniel Lynn Carpenter - Matthews NC, US
Mark A. Pender - Rockville Center NY, US
Spencer Yezo - Millstone NJ, US
Apeksh M. Dave - Weddington NC, US

International Classification:

G06F 21/44
H04L 29/06
G06F 21/73
G06F 21/45

Abstract:

A computer system receives an authentication request from a user device and determines a determined device identification from a set of received device attributes. When the device is properly authenticated, the computer system generates an authentication token that is signed by the determined device identification and returns the authentication token to the user device. When the computer system subsequently receives a service request with an authentication token and a plurality of device attributes for a protected resource from a user device, the computer system determines a derived device identification from some or all of the received device attributes. When a signed device identification of the authentication token and the derived device identification are equal, the apparatus continues processing the service request. Otherwise, the service request is rejected.

US Patent:

20150334099, Nov 19, 2015

Filed:

May 19, 2014

Appl. No.:

14/280849

Inventors:

- Charlotte NC, US
Andrew T. Keys - Albany OR, US
Kapil Pruthi - Bothell WA, US
Daniel Lynn Carpenter - Matthews NC, US
Mark A. Pender - Moorestown NJ, US
Spencer Yezo - Millstone NJ, US
Apeksh M. Dave - Weddington NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

H04L 29/06
G06F 21/45
G06F 21/44

Abstract:

A computer system receives an authentication request from a user device and determines a determined device identification from a set of received device attributes. When the device is properly authenticated, the computer system generates an authentication token that is signed by the determined device identification and returns the authentication token to the user device. When the computer system subsequently receives a service request with an authentication token and a plurality of device attributes for a protected resource from a user device, the computer system determines a derived device identification from some or all of the received device attributes. When a signed device identification of the authentication token and the derived device identification are equal, the apparatus continues processing the service request. Otherwise, the service request is rejected.