Daniel U Kim

US Patent:

20210073848, Mar 11, 2021

Filed:

Aug 28, 2020

Appl. No.:

17/005995

Inventors:

- New York NY, US
David Christopher CAREY - Middletown DE, US
Michael POLISE - Philadelphia PA, US
Ruchi Ashok SAINI - Garnet Valley PA, US
Jason M. DEITCHER - Wilmington DE, US
Sudheendra AYYALASOMAYAJULA - Coatesville PA, US
Kiana HARRIS - Chambersburg PA, US
Marc FRATTARELLI - Glen Mills PA, US
Daniel KIM - Fulton MD, US
Joshua ROSENTHAL - Airmont NY, US
Brandon TRAN - Philadelphia PA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 30/02

Abstract:

A method for providing an offer to a potential recipient is provided. The method includes obtaining first information, such as demographic information and/or shopping history information, that relates to the potential recipient; assigning a respective value to each of a plurality of first parameters based on the first information; assigning a respective value to each of a plurality of second parameters based on second information that relates to the offer; determining a composite score based on the assigned first parameter values and the assigned second parameter values; and determining, based on the composite score, whether to provide the offer to the potential recipient.