Danny Tuan Tran

US Patent:

20190197628, Jun 27, 2019

Filed:

Dec 21, 2018

Appl. No.:

16/231258

Inventors:

Andy Castro - Newport Beach CA, US
Vi LEE - Newport Beach CA, US
Danny H. Tran - Newport Beach CA, US

International Classification:

G06Q 40/08
G06Q 40/02

Abstract:

A method of providing collateral financed premium for an insurance policy includes the steps of securing a premium loan from a lender for annual premiums of an insured borrower of an insurance policy, and securing a collateral loan from a third party for payment of interests of the annual premium loan, wherein the interest of the financed premium will be paid by the collateral loan when an earning income from a contract value of the insurance policy is less than the annual interest of the premium loan. In addition, in computation of the contract value and the total premium loan required, credit rate of the contract value for at least the first two years of the insurance policy is set as zero percent.

US Patent:

20170182103, Jun 29, 2017

Filed:

Dec 28, 2015

Appl. No.:

14/981788

Inventors:

Tu Song-Anh Nguyen - Westminster CA, US
Hanh Tran - Westminster CA, US
Charles Nguyen - Westminster CA, US
Danny Tran - Westminster CA, US
Can Tang - Westminster CA, US

International Classification:

A61K 36/068
A61K 31/522
A61K 33/32
A61K 31/185
A61K 36/258
A23K 20/20
A61K 31/7004
A23K 20/142
A23K 20/163
A23K 20/105
A23K 20/137
A23K 20/10
A61K 31/198
A61K 36/16

Abstract:

A nutritional supplement includes a predetermined amount of an ATP increasing herbal component which includes species of to increase a long-term internal ATP energy; a predetermined amount of L-theanine to increase a mental energy; and a predetermined amount of external energy stimulants including caffeine to provide a short-live external energy, which may be utilized as beverages, foods, supplements, and drugs so as to provide the absolute energy for all mammals including human beings, and pets such as dogs, cats, and rodents.