Darpan Dewan

US Patent:

20210073814, Mar 11, 2021

Filed:

Oct 28, 2020

Appl. No.:

17/082086

Inventors:

- San Francisco CA, US
Sivakumar Seshappan - Fremont CA, US
Kalpana Jogi - San Francisco CA, US
Tirtha Mauli Sarkar - Singapore, SG
Darpan Dewan - Foster City CA, US
Thoithoi Chingakham - Singapore, SG
Michael Steven Bankston - Oakland CA, US
Raman Chinnappan - Foster City CA, US

International Classification:

G06Q 20/40
G06Q 10/08

Abstract:

A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.

US Patent:

20190080324, Mar 14, 2019

Filed:

Nov 14, 2018

Appl. No.:

16/190610

Inventors:

- San Francisco CA, US
Sivakumar Seshappan - Fremont CA, US
Raman Chinnappan - Foster City CA, US
Kalpana Jogi - San Francisco CA, US
Tirtha Mauli Sarkar - Singapore, SG
Darpan Dewan - Foster City CA, US
Thoithoi Chingakham - Singapore, SG
Michael Steven Bankston - Oakland CA, US

International Classification:

G06Q 20/40
G06Q 10/08

Abstract:

A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.

US Patent:

20160125384, May 5, 2016

Filed:

Nov 4, 2015

Appl. No.:

14/932855

Inventors:

- San Francisco CA, US
Ritu Panchal - Fremont CA, US
Rajive Gupta - Union City CA, US
Aravind Babu Ginjupalli - Fremont CA, US
Raman Chinnappan - Foster City CA, US
Darpan Dewan - Foster City CA, US
Lawrence Tsien-Yrun Ho - Foster City CA, US
Praveen Kumar Prathy - Foster City CA, US
Todd Sawyer - San Francisco CA, US
Ann T. Wang Reed - Burlingame CA, US

International Classification:

G06Q 20/32
G06Q 20/38
G06Q 20/40
H04L 29/06
H04L 29/08

Abstract:

A computing apparatus including: a processing system to process a predetermined type of operations using a predetermined communication protocol on a first network connecting a terminal in a first geographical region and a resource controller in a second geographical region; a communication portal to communicate using a second network; and a data store coupled with the processing system. The communication portal communicates via the second network with the mobile device to establish, in the data store, a resource correlation record associating a first resource controlled by the resource controller in the second geographical region with a second resource. The resource correlation record includes locale dependent parameters. In response to a communication initiated in the terminal for an operation of the predetermined type using the first resource, the processing system applies the second resource to the operation in accordance with the resource correlation record using at least the locale dependent parameters.

US Patent:

20150287034, Oct 8, 2015

Filed:

Apr 7, 2015

Appl. No.:

14/680720

Inventors:

- San Francisco CA, US
Sivakumar Seshappan - Fremont CA, US
Raman Chinnappan - Foster City CA, US
Kalpana Jogi - San Francisco CA, US
Tirtha Mauli Sarkar - SINGAPORE, SG
Darpan Dewan - Foster City CA, US
Thoithoi Chingakham - SINGAPORE, SG
Michael Steven Bankston - Pacifica CA, US

International Classification:

G06Q 20/40
G06Q 10/08

Abstract:

A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.

US Patent:

20150287077, Oct 8, 2015

Filed:

Jun 23, 2014

Appl. No.:

14/312228

Inventors:

- San Francisco CA, US
Joseph Spears - Hayward CA, US
Muhammad Bassam Adil Khan - San Mateo CA, US
Kalpana Jogi - San Francisco CA, US
Darpan Dewan - Foster City CA, US

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION - San Francisco CA

International Classification:

G06Q 30/02
G06Q 20/40

Abstract:

System and method configured to store data defining merchant groups, data associating transaction terminals with merchant groups, and data associating offers with merchant groups. Each of the merchant has one or more transaction terminals configured to process payments via a payment processing network. When a transaction being processed in the payment processing network is detected to be relevant to offers, the transaction data is augmented/enriched with data identifying one or more merchant groups to which a transaction terminal that initiates the transaction is associated. Offer rules are applied to the transaction data that is augmented with merchant group data.