David F Garrison

US Patent:

7296004, Nov 13, 2007

Filed:

Dec 19, 1997

Appl. No.:

08/994047

Inventors:

David Lee Garrison - Columbus OH, US
Patricia A. Kight - Dublin OH, US
Brad Perkins - Dublin OH, US
Cheryl Lynn Ward - Hilliard OH, US
Mary Elizabeth Lawson - Dublin OH, US
Amy Lynn Kerin - Delaware OH, US

Assignee:

Checkfree Corporation - Norcross GA

International Classification:

G06F 17/60

US Classification:

705404, 705405, 705408, 705410, 705401, 382102, 707 1, 235375

Abstract:

A computer implemented system and method for payment remittance receives a payor's payment information, processes this payment information, other than a received zip code, to identify an eleven digit zip code for a payee. The system and method then accesses a database of payee records to locate a payee record corresponding to the eleven digit zip code.

US Patent:

7490063, Feb 10, 2009

Filed:

Jan 14, 2002

Appl. No.:

10/043247

Inventors:

David Lee Garrison - Columbus OH, US
Patricia A. Kight - Dublin OH, US
Brad Perkins - Dublin OH, US
Cheryl Lynn Ward - Hilliard OH, US
Mary Elizabeth Lawson - Dublin OH, US
Amy Lynn Kerin - Delaware OH, US

Assignee:

CheckFree Corporation - Norcross GA

International Classification:

G06Q 40/00

US Classification:

705 40

Abstract:

Systems and methods of remittance processing where a merchant database is provided that includes one or more alteration rules that are associated with a particular payee. A consumer account number associated with a payor is received and altered into a modified consumer account number, where the alteration is performed in accordance with one or more of the stored alteration rules. The modified consumer account number may then be transmitted to the particular payee to be utilized, for example, when processing a payment.

US Patent:

7711690, May 4, 2010

Filed:

Jan 21, 1998

Appl. No.:

09/010193

Inventors:

David Lee Garrison - Columbus OH, US
Patricia A. Kight - Alpharetta GA, US
Brad Perkins - Dublin OH, US
Cheryl Lynn Ward - Hilliard OH, US
Mary Elizabeth Lawson - Dublin OH, US
Amy Lynn Kerin - Delaware OH, US

Assignee:

Checkfree Corporation - Norcross GA

International Classification:

G06F 17/00

US Classification:

707102, 707100, 707101, 705 40

Abstract:

A method and apparatus for electronically processing bill payment requests where respective sets of payment requests are received electronically from a plurality of independent sources, each set of payment requests corresponding to an associated set of payers requesting payments to a plurality of payees. The payment requests are processed at a single remittance processing system having a database including payee information for each of the plurality of payees to generate payment directions for paying the plurality of payees in accordance with the processed payment requests.

US Patent:

7996311, Aug 9, 2011

Filed:

Jan 28, 2009

Appl. No.:

12/361289

Inventors:

David Lee Garrison - Columbus OH, US
Patricia A. Kight - Dublin OH, US
Brad Perkins - Dublin OH, US
Cheryl Lynn Ward - Hilliard OH, US
Mary Elizabeth Lawson - Dublin OH, US
Amy Lynn Kerin - Delaware OH, US

Assignee:

Checkfree Corporation - Norcross GA

International Classification:

G06Q 40/00

US Classification:

705 40, 705 39, 235375

Abstract:

Systems and methods of remittance processing where a merchant database is provided that includes one or more alteration rules that are associated with a particular payee. A consumer account number associated with a payor is received and altered into a modified consumer account number, where the alteration is performed in accordance with one or more of the stored alteration rules. The modified consumer account number may then be transmitted to the particular payee to be utilized, for example, when processing a payment.

US Patent:

20040049457, Mar 11, 2004

Filed:

May 23, 2003

Appl. No.:

10/443864

Inventors:

David Garrison - Columbus OH, US
Patricia Kight - Alpharetta GA, US
Brad Perkins - Dublin OH, US
Cheryl Ward - Hilliard OH, US
Mary Lawson - Dublin OH, US
Amy Kerin - Delaware OH, US

International Classification:

G06F017/60

US Classification:

705/040000

Abstract:

In a computer implemented remittance payment process, a a payor request is received from a source to make a payment to a payee having many payment remittance centers. The request includes information identifying a payor account number with the payee. The account number is processed to select a single remittance center of the payor's many remittance centers to which payment is to be made. Payment is then directed to the single remittance center.

US Patent:

20100100466, Apr 22, 2010

Filed:

Dec 28, 2009

Appl. No.:

12/647702

Inventors:

David Lee Garrison - Columbus OH, US
Patricia A. Kight - Alpharetta GA, US
Brad Perkins - Dublin OH, US
Cheryl Lynn Ward - Hilliard OH, US
Mary Elizabeth Lawson - Dublin OH, US
Amy Lynn Kerin - Delaware OH, US

Assignee:

CHECKFREE CORPORATION - Norcross GA

International Classification:

G06Q 40/00

US Classification:

705 34, 705 40

Abstract:

A method and apparatus for electronically processing bill payment requests where respective sets of payment requests are received electronically from a plurality of independent sources, each set of payment requests corresponding to an associated set of payors requesting payments to a plurality of payees. The payment requests are processed at a single remittance processing system having a database including payee information for each of the plurality of payees to generate payment directions for paying the plurality of payees in accordance with the processed payment requests.

US Patent:

63275775, Dec 4, 2001

Filed:

Dec 19, 1997

Appl. No.:

8/994046

Inventors:

David Lee Garrison - Columbus OH
Patricia A. Kight - Dublin OH
Brad Perkins - Dublin OH
Cheryl Lynn Ward - Hilliard OH
Mary Elizabeth Lawson - Dublin OH
Amy Lynn Kerin - Delaware OH

Assignee:

CheckFree Services Corporation - Norcross PA

International Classification:

G06F 1760

US Classification:

705 40

Abstract:

A remittance payment method and system which receives a payor's account number with a payee, transforming it into an altered account number according to alteration rules previously stored in a merchant's database.