David W Nelms

age ~64

from Lake Lure, NC

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Also known as:

Nelms Nelms
Warren Nelms
Donald Nelms

Phone and address:: 151 Garner Dr, Lake Lure, NC 28746

Connected to:

David Nelms Phones & Addresses

151 Garner Dr, Lake Lure, NC 28746
Mill Spring, NC
Horseshoe Beach, FL
Rutherfordton, NC
Lake Forest, IL
Wheeling, IL
Riverwoods, IL

Work

Company:

Discover financial services llc
Address:

2500 Lake Cook Rd., Bannockburn, IL 60015
Phones:

2244050900
Position:

Chairman and ceo
Industries:

Personal Credit Institutions

Specialities

Appeals • Government • Ethics & Professional Responsibility • Ethics & Professional Responsibility • General Practice

Lawyers & Attorneys

David Nelms - Lawyer

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Specialties:

Appeals
Government
Ethics & Professional Responsibility
Ethics & Professional Responsibility
General Practice

ISLN:

914123000

Admitted:

1997

University:

Virginia Commomwealth University, B.A., 1993

Law School:

Widener University, J.D., 1997

Name / Title

Company / Classification

Phones & Addresses

David W. Nelms
Chairman And Ceo

Discover Financial Services Llc
Personal Credit Institutions

2500 Lake Cook Rd., Bannockburn, IL 60015

David W Nelms
Chief Exec, Chief Executive Offi

DFS CORPORATE SERVICES LLC
Provide Overhead Related Services · Business Services at Non-Commercial Site

2500 Lk Cook Rd, Deerfield, IL 60015
2500 Lk Cook Rd Attn: Tax DEPT RW1 1E, Deerfield, IL 60015
2390 E Camelback Rd, Phoenix, AZ 85016

David Nelms

A MORE EXCELLENT WAY AUTO GROUP INC

David Nelms
Chief Executive Officer

Hrmac
Management Consulting Services · Nonclassifiable Establishments

737 N Michigan Ave, Chicago, IL 60611

David W. Nelms
President

NOVUS CREDIT SERVICES INC

2500 Lk Cook Rd, Deerfield, IL 60015

David W. Nelms
President

DB SERVICING CORPORATION
Misc Business Credit Institutions · Miscellaneous Business Credit Institutions, Nsk

2500 Lk Cook Rd, Deerfield, IL 60015
124 W Capitol Ave STE 1900, Little Rock, AR 72201

David W. Nelms
Principal

Dn Aviation, LLC
Airport/Airport Services

620 Broadsmoore Dr, Green Oaks, IL 60045

David Nelms
President, Treasurer, Secretary

HB MARINA, INC

2815 NW 13 St SUITE 305, Gainesville, FL 32609
620 Broadsmoore Dr, Lake Forest, IL 60045

Resumes

Work:

Tidewater Jazz
Trumpet

Sergeant At State Of California

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Position:

Sergeant at State of California

Location:

United States

Industry:

Law Enforcement

Work:

State of California
Sergeant

License Records

David W Nelms

Address:

620 Broadsmoore Dr, Lake Forest, IL 60045

License #:

A4903989

Category:

Airmen

Us Patents

Credit Card And Case
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US Patent:

D474234, May 6, 2003
Filed:

Aug 16, 2001
Appl. No.:

29/146805
Inventors:

David Nelms - Lake Forest IL
Betty Schick - Lake Villa IL
Kim Wilson - Highland Park IL
Assignee:

Discover Financial Services, Inc. - Riverwoods IL
International Classification:

1908
US Classification:

D19 9

Credit Card And Case
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US Patent:

D487480, Mar 9, 2004
Filed:

Jul 9, 2002
Appl. No.:

29/163840
Inventors:

David W. Nelms - Lake Forest IL
Betty M. Schick - Lake Villa IL
Kimberly S. Wilson - Highland Park IL
Assignee:

Discover Financial Services, Inc. - Riverwoods IL
International Classification:

0908
US Classification:

D19 9

Credit Card With Case
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US Patent:

D498787, Nov 23, 2004
Filed:

Nov 17, 2003
Appl. No.:

29/193976
Inventors:

David W. Nelms - Lake Forest IL
Betty M. Schick - Lake Villa IL
Kimberly S. Wilson - Highland Park IL
Assignee:

Discover Financial Services, Inc. - Riverwoods IL
International Classification:

1908
US Classification:

D19 9

Credit Card Case With Quick-Release Latch
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US Patent:

7204366, Apr 17, 2007
Filed:

Oct 9, 2003
Appl. No.:

10/682008
Inventors:

David W. Nelms - Lake Forest IL, US
Rodney A. Dawson - Lake Zurich IL, US
Assignee:

Discover Financial Services LLC - Riverwoods IL
International Classification:

A45C 11/32
US Classification:

206 374
Abstract:

A credit card case or fob with an integrated quick-release latch is provided that may be unclipped readily from a key loop, key chain or other device. The quick-release credit card case includes upper and lower cover portions and a pivot member for connecting the upper and lower cover portions. The pivot member is adapted to have at least one card mounted thereon so as to permit pivotal rotation of the card relative to the upper and lower cover portions. The upper and lower cover portions each have a slot in an outer surface thereof at mateably aligned locations to permit insertion of a key chain loop therein. A latch mounted on at least one of the cover portions is selectively movable to alternate positions exposing the radially outwardly facing opening of the slot in said cover portions and closing said radially outwardly facing opening of the slot in said cover portions.

Non-Rectangular Shaped Credit Card With Case
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US Patent:

7290364, Nov 6, 2007
Filed:

Feb 27, 2002
Appl. No.:

10/085454
Inventors:

David W. Nelms - Lake Forest IL, US
Betty M. Schick - Lake Villa IL, US
Kimberly S. Wilson - Highland Park IL, US
Roger C. Hochschild - Larchmont NY, US
Assignee:

Discover Financial Services LLC - Riverwoods IL
International Classification:

G09F 3/20
US Classification:

40649, D19 9
Abstract:

A non-rectangular or asymmetrically shaped credit card or phone card with an associated case or holder. The card has a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried and to serve as a device to carry the card in a safe and convenient manner outside of a wallet or purse. Alternatively, the card may be in an I-shape or square shape configuration.

Credit Card With Reduced Points Of Contact
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US Patent:

7549244, Jun 23, 2009
Filed:

Nov 5, 2007
Appl. No.:

11/935172
Inventors:

David W. Nelms - Lake Forest IL, US
Betty M. Schick - Lake Villa IL, US
Kimberly S. Wilson - Highland Park IL, US
Roger C. Hochschild - Larchmont NY, US
Assignee:

Discover Financial Services LLC - Riverwoods IL
International Classification:

G09F 1/00
G06K 7/00
US Classification:

4012401, 235486, D19 9
Abstract:

A non-rectangular or asymmetrically shaped credit card or phone card with an associated case or holder. The card has a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried and to serve as a device to carry the card in a safe and convenient manner outside of a wallet or purse. Alternatively, the card may be in an I-shape or square shape configuration.

Inverted Tier Rebate System
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US Patent:

8620731, Dec 31, 2013
Filed:

Nov 3, 2003
Appl. No.:

10/700686
Inventors:

David W. Nelms - Lake Forest IL, US
Assignee:

Discover Financial Services LLC - Riverwoods IL
International Classification:

G06Q 30/00
US Classification:

705 141
Abstract:

An inverted tier award system for financial alternatives to currency is presented, wherein a consumer using the financial alternative to currency is rewarded based on the purchases made by the consumer within a given time frame. Award rates can vary based on the total value of purchases made within a given time frame, with higher award rates assigned to lower value ranges to motivate those consumers to increase their purchases made using the financial alternative to currency. Additionally, higher award rates at lower value ranges can increase consumer loyalty and provide consumers access to their awards more quickly and more often. The award rates or award access can be modified to achieve greater profitability or to further other goals of the implementing organization.

Multi-Function Credit Card And Case
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US Patent:

20040117514, Jun 17, 2004
Filed:

Sep 30, 2003
Appl. No.:

10/674954
Inventors:

David Nelms - Lake Forest IL, US
Rodney Dawson - Lake Zurich IL, US
International Classification:

G06F003/00
US Classification:

710/001000
Abstract:

A multiple function credit card and credit card case is provided. The credit card contains card information. A microprocessor and/or other payment or non-payment device is provided in the case and/or card and can be used with a variety of communication methods and for other functions. In a preferred form the microprocessor can communicate with external mechanisms or systems by electronic and other means such as an inductive magnetic track generator, a bluetooth wireless port, an IRDA & IR infra red port, and an RFID/ISO-14443 simulator. An LCD or other display is provided along with a button panel and/or a keyboard in various embodiments or input of data and information to the microprocessor. The microprocessor can also be used to provide the user access to a number of non-financial applications.

News

Discover Financial Q4 Results Miss Estimates

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"We delivered solid performance this quarter. For the full year our business model and continued focus on the customer drove receivables growth of 6% and a return on equity of over 20%," Chairman and CEO David Nelms said in a statement.
Date: Jan 21, 2015
Category: Business
Source: Google

Popular Careers Website Ranks Discover among Its Top 25 Companies for ...

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"It's very rewarding to me that this honor is attributed to Discover employees who are embracing our workplace culture of collaboration, inclusion and respect," said David Nelms, chairman and chief executive of Discover. "At Discover, employees have an active role in creating an open environment tha
Date: Aug 22, 2014
Category: Business
Source: Google

Discover Profit Top Estimates As Card Spend Improves

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"Our record earnings per share this quarter reflect outstanding fundamental performance in our Direct Banking segment in terms of loan growth and credit performance," said David Nelms, the company's chief executive officer.
Date: Jul 22, 2014
Category: Business
Source: Google

Discover profit rises on loan growth

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The level of credit-card growth exceeded the company's growth target of 2% to 5%, triggering cautious optimism from David Nelms, the company's chief executive officer.
Date: Jul 22, 2014
Category: Business
Source: Google

Discover Financial's 2Q profit jumps 7 percent

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"We are achieving increased wallet share with existing customers and adding loans from new accounts as well," Discover Chairman and CEO David Nelms said during a conference call with Wall Street analysts.
Date: Jul 22, 2014
Category: Business
Source: Google

Discover Financial's profit grows 11 percent in 4Q

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In a conference call with Wall Street analysts, Discover Chairman and CEO David Nelms said he anticipates a loan growth will be in the low-single-digit range for the industry this year, noting Discover's loan growth has come from taking share from rivals.
Date: Jan 23, 2014
Category: Business
Source: Google

Discover Financial Services Reports Fourth Quarter Net Income of $602 Million ...

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"The fourth quarter concluded a strong year for Discover, with record net income for 2013," said David Nelms, chairman and CEO of Discover. "Last year, we grew our card receivables faster than the industry and further established o
Date: Jan 23, 2014
Category: Business
Source: Google

Discover Shares Jump After It Beats Q3 Forecasts DFS V MA

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With a nod to the still-sluggish economy and relatively high unemployment, Discover CEO David Nelms said in a statement, "Card sales and receivables grew in a challenging environment while credit quality continued to improve" last quarter.
Date: Sep 27, 2012
Category: Business
Source: Google