David G Owen

US Patent:

7844494, Nov 30, 2010

Filed:

Sep 26, 2001

Appl. No.:

09/965083

Inventors:

Earney E. Stoutenburg - Parker CO, US
David R. Baumgartner - Parker CO, US
Theresa L. Anuszewski - Franktown CO, US
Ross G. Kinney - Aurora CO, US
David A. Owen - Castle Rock CO, US

Assignee:

First Data Corporation - Greenwood Village CO
The Western Union Company - Englewood CO

International Classification:

G06Q 40/00

US Classification:

705 22, 705 28

Abstract:

A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.

US Patent:

8355960, Jan 15, 2013

Filed:

Mar 22, 2005

Appl. No.:

11/086934

Inventors:

Earney E. Stoutenburg - Parker CO, US
David R. Baumgartner - Parker CO, US
Theresa L. Anuszewski - Franktown CO, US
Ross G. Kinney - Aurora CO, US
David A. Owen - Castle Rock CO, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 10/00
G06Q 40/00

US Classification:

705 28, 705 35

Abstract:

A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.

US Patent:

8489473, Jul 16, 2013

Filed:

May 24, 2012

Appl. No.:

13/480174

Inventors:

Earney E. Stoutenburg - Parker CO, US
David R. Baumgartner - Parker CO, US
Theresa L. Anuszewski - Franktown CO, US
Ross G. Kinney - Aurora CO, US
David A. Owen - Castle Rock CO, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 10/00

US Classification:

705 28

Abstract:

A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.

US Patent:

8510188, Aug 13, 2013

Filed:

Jul 28, 2010

Appl. No.:

12/845048

Inventors:

Kurt Bulawa - Parker CO, US
Michael Michelsen - Arvada CO, US
Michele Demark - Highlands Ranch CO, US
David A. Owen - Castle Rock CO, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 40/00

US Classification:

705 35, 705 36 R, 705 37, 705 38, 705 39, 705 40, 705 41

Abstract:

A method for performing a money transfer initiated by a receiver of the money transfer, wherein the method includes receiving a money transfer initiation request from the receiver and the money transfer initiation request includes an amount of funds to be transferred, receiver information, and sender information. The method also includes staging a money transfer transaction after receiving the money transfer initiation request, wherein the money transfer transaction is pending an authorization by the sender to fund the money transfer. The method further includes providing the sender with a notification of the money transfer transaction, receiving the authorization to fund the money transfer transaction, and executing the money transfer to transfer the funds from the sender to the receiver.

US Patent:

20030069856, Apr 10, 2003

Filed:

Oct 10, 2001

Appl. No.:

09/975171

Inventors:

Dean Seifert - Parker CO, US
Earney Stoutenburg - Parker CO, US
David Owen - Castle Rock CO, US
Maura Fitzgerald - Aurora CO, US

Assignee:

First Data Corporation - Hackensack NJ

International Classification:

G06F017/60
H04L009/00
H04K001/00

US Classification:

705/073000

Abstract:

A method for performing a money transfer receive transaction includes loading payout funds, corresponding to a desired amount of money to be transferred from a sender to a recipient, in a payout account associated with a payout card, such that the payout funds are electronically accessible by the recipient using the payout card. A system for performing a money transfer receive transaction is also provided.

US Patent:

20090026259, Jan 29, 2009

Filed:

Oct 6, 2008

Appl. No.:

12/246036

Inventors:

Dean A. Seifert - Parker CO, US
Earney E. Stoutenburg - Parker CO, US
David A. Owen - Castle Rock CO, US
Maura A. Fitzgerald - Aurora CO, US

Assignee:

THE WESTERN UNION COMPANY - Englewood CO

International Classification:

G06Q 40/00

US Classification:

235379

Abstract:

A method for performing a money transfer receive transaction includes loading payout funds, corresponding to a desired amount of money to be transferred from a sender to a recipient, in a payout account associated with a payout card, such that the payout funds are electronically accessible by the recipient using the payout card. A system for performing a money transfer receive transaction is also provided.

US Patent:

20120023008, Jan 26, 2012

Filed:

Jul 22, 2010

Appl. No.:

12/841333

Inventors:

David A. Owen - Castle Rock CO, US
Michael Michelsen - Arvada CO, US
Kurt Bulawa - Parker CO, US
Michele Demark - Highlands Ranch CO, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 40/00

US Classification:

705 39

Abstract:

Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.

US Patent:

20120030100, Feb 2, 2012

Filed:

Aug 2, 2010

Appl. No.:

12/848709

Inventors:

Kurt Bulawa - Parker CO, US
Michele Demark - Highlands Ranch CO, US
Michael Michelsen - Arvada CO, US
David A. Owen - Castle Rock CO, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 40/00

US Classification:

705 40, 705 39

Abstract:

A system and method of performing a value-advance money transfer comprising: receiving a money transfer request; determining whether an account associated with a sender of funds includes a sufficient amount of funds to cover a money transfer request; providing an amount of funds from a money transfer provider to the account associated with the sender to cover the money transfer request; making the amount of funds available to the sender for use in the money transfer; and executing a money transfer from the account to the control of the receiver.