David J Peters

US Patent:

7090122, Aug 15, 2006

Filed:

Sep 16, 2004

Appl. No.:

10/944579

Inventors:

Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Tim Crews - Alliance OH, US
H. Thomas Graef - Bolivar OH, US
Edward L. Laskowski - Seven Hills OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 902 7, 902 9, 705 43

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.

US Patent:

7137551, Nov 21, 2006

Filed:

Jun 27, 2005

Appl. No.:

11/168077

Inventors:

Tim Crews - Alliance OH, US
Keith Carpenter - Akron OH, US
Mike Ryan - Canton OH, US
Laura Drozda - North Canton OH, US
Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Edward L. Laskowski - Seven Hills OH, US
H. Thomas Graef - Bolivar OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 705 45, 705 44

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.

US Patent:

7140539, Nov 28, 2006

Filed:

Jun 27, 2005

Appl. No.:

11/168028

Inventors:

Tim Crews - Alliance OH, US
Keith Carpenter - Akron OH, US
Mike Ryan - Canton OH, US
Laura Drozda - North Canton OH, US
Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Edward L. Laskowski - Seven Hills OH, US
H. Thomas Graef - Bolivar OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G06F 17/00
G07F 19/00

US Classification:

235379, 235375

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.

US Patent:

7216801, May 15, 2007

Filed:

Oct 25, 2006

Appl. No.:

11/586273

Inventors:

Tim Crews - Alliance OH, US
Keith Carpenter - Akron OH, US
Mike Ryan - Canton OH, US
Laura Drozda - North Canton OH, US
Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Edward L. Laskowski - Seven Hills OH, US
H. Thomas Graef - Bolivar OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 705 44, 705 45

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.

US Patent:

7284695, Oct 23, 2007

Filed:

Aug 10, 2006

Appl. No.:

11/502302

Inventors:

Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Tim Crews - Alliance OH, US
H. Thomas Graef - Bolivar OH, US
Edward L. Laskowski - Seven Hills OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 902 15, 902 17

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.

US Patent:

7314163, Jan 1, 2008

Filed:

Apr 16, 2007

Appl. No.:

11/787406

Inventors:

Tim Crews - Alliance OH, US
Keith Carpenter - Akron OH, US
Mike Ryan - Canton OH, US
Laura Drozda - North Canton OH, US
Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Louisville OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - North Canton OH, US
David A. Peters - Tallmadge OH, US
Edward L. Laskowski - Seven Hills OH, US
H. Thomas Graef - Bolivar OH, US

Assignee:

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

International Classification:

G06F 19/00

US Classification:

235379, 705 44, 705 45

Abstract:

An automated banking machine system includes ATMs that can accept checks. Cash may be dispensed from an ATM to the user in exchange for a check. Cancellation indicia can be marked on the check by the ATM. The ATM can acquire image data and magnetic data from a received check to determine the genuineness of the check and the authority of the user to cash the check. A check imaging device of the ATM can generate a digital image of a received check. The check image data can be stored in correlated relation with the related transaction data. The ATM can also modify the check image data to produce a modified check image that excludes sensitive check information, such as the user's account number in the micr line. The ATM can then print this modified check image on the user's transaction receipt.

US Patent:

7438219, Oct 21, 2008

Filed:

Jun 27, 2005

Appl. No.:

11/168131

Inventors:

Tim Crews - Alliance OH, US
Keith Carpenter - Akron OH, US
Mike Ryan - Canton OH, US
Laura Drozda - North Canton OH, US
Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Edward L. Laskowski - Seven Hills OH, US
H. Thomas Graef - Bolivar OH, US

Assignee:

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 235375

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.

US Patent:

7467744, Dec 23, 2008

Filed:

Jun 27, 2005

Appl. No.:

11/167976

Inventors:

Tim Crews - Alliance OH, US
Keith Carpenter - Akron OH, US
Mike Ryan - Canton OH, US
Laura Drozda - North Canton OH, US
Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Edward L. Laskowski - Seven Hills OH, US
H. Thomas Graef - Bolivar OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G06Q 40/00

US Classification:

235379, 902 8, 902 13

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.