David L Sanders

US Patent:

7624026, Nov 24, 2009

Filed:

Nov 21, 2001

Appl. No.:

09/990123

Inventors:

Albert R. DiPiero - Portland OR, US
David G. Sanders - Portland OR, US

Assignee:

The TriZetto Group, Inc. - Greenwood Village CO

International Classification:

G06Q 10/00

US Classification:

705 2, 705 4, 705 35, 235379

Abstract:

Techniques and apparatus for managing contributions to an accruable health spending account in an employer-sponsored plan offering a member an employer-funded defined contribution, at least one insurance premium option and the ability to specify an allocation of the defined contribution for payment of option premiums and, in turn, a directed contribution amount designated to such accruable account are disclosed. The accruable account may be used to reimburse the member for qualified medical expenses, and the member may pay any premium shortfall using a tax-advantaged process such as a premium only payment plan. Also disclosed are techniques and apparatus directed to presenting member-specific out-of-pocket expenses for a selected procedure offered by at least one health-care provider.

US Patent:

8214230, Jul 3, 2012

Filed:

Oct 9, 2009

Appl. No.:

12/576985

Inventors:

Albert R. DiPiero - Portland OR, US
David G. Sanders - Portland OR, US

Assignee:

The TriZetto Group, Inc. - Greenwood Village CO

International Classification:

G06Q 10/00

US Classification:

705 2, 705 4, 705 35, 705 36 R, 235379

Abstract:

Techniques and apparatus for managing contributions to an accruable health spending account in an employer-sponsored plan offering a member an employer-funded defined contribution, at least one insurance premium option and the ability to specify an allocation of the defined contribution for payment of option premiums and, in turn, a directed contribution amount designated to such accruable account are disclosed. The accruable account may be used to reimburse the member for qualified medical expenses, and the member may pay any premium shortfall using a tax-advantaged process such as a premium only payment plan. Also disclosed are techniques and apparatus directed to presenting member-specific out-of-pocket expenses for a selected procedure offered by at least one health-care provider.

US Patent:

20120271776, Oct 25, 2012

Filed:

Jun 28, 2012

Appl. No.:

13/535549

Inventors:

Albert R. DiPiero - Portland OR, US
David G. Sanders - Portland OR, US

International Classification:

G06Q 10/06

US Classification:

705322

Abstract:

Techniques and apparatus for managing contributions to an accruable health spending account in an employer-sponsored plan offering a member an employer-funded defined contribution, at least one insurance premium option and the ability to specify an allocation of the defined contribution for payment of option premiums and in turn, a directed contribution amount designated to such accruable account are disclosed. The accruable account may be used to reimburse the member for qualified medical expenses, and the member may pay any premium shortfall using a tax-advantaged process such as a premium only payment plan. Also disclosed are techniques and apparatus directed to presenting member-specific out-of-pocket expenses for a selected procedure offered by at least one health-care provider.

US Patent:

20140207483, Jul 24, 2014

Filed:

Mar 20, 2014

Appl. No.:

14/220700

Inventors:

- Denver CO, US
David G. Sanders - Portland OR, US

Assignee:

TriZetto Corporation - Denver CO

International Classification:

G06F 19/00

US Classification:

705 2

Abstract:

Techniques and apparatus for managing contributions to an accruable health spending account in an employer-sponsored plan offering a member an employer-funded defined contribution, at least one insurance premium option and the ability to specify an allocation of the defined contribution for payment of option premiums and in turn, a directed contribution amount designated to such accruable account are disclosed. The accruable account may be used to reimburse the member for qualified medical expenses, and the member may pay any premium shortfall using a tax-advantaged process such as a premium only payment plan. Also disclosed are techniques and apparatus directed to presenting member-specific out-of-pocket expenses for a selected procedure offered by at least one health-care provider.