David Jin Yoo

US Patent:

8355987, Jan 15, 2013

Filed:

Nov 5, 2010

Appl. No.:

12/940965

Inventors:

Ron Hirson - San Francisco CA, US
David Yoo - San Mateo CA, US

Assignee:

BOKU, Inc. - San Francisco CA

International Classification:

G06Q 40/00

US Classification:

705 40, 705 44

Abstract:

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility and an interchange coupled with the data storage facility that stores purchase receipts in association with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format, to obtain a confirmation of a payment request that identifies a phone number, a merchant and a purchase from the merchant. After a confirmation is received, the interchange is to use funds associated with the phone number to pay the merchant for the purchase and to receive and store a receipt for the purchase from the merchant.

US Patent:

8543087, Sep 24, 2013

Filed:

Apr 23, 2012

Appl. No.:

13/453198

Inventors:

Kurt Davis - San Francisco CA, US
Jang Kim - San Francisco CA, US
David Yoo - San Mateo CA, US
James Goodsall - Bollington, GB

Assignee:

Boku, Inc. - San Francisco CA

International Classification:

H04M 11/00

US Classification:

455407, 455406, 455466, 4554141, 705 1464

Abstract:

Systems and methods are provided to facilitate repeated purchase and payment transactions. In one aspect, a system includes an interchange and a data storage facility configured to store payment transaction records associated with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is configured to identify a prior payment transaction associated with a phone number in response to a message from a mobile phone having the phone number, communicate with a merchant to repeat a purchase according to the prior payment transaction, and transmit via one of the converters premium messages to the mobile phone to collect funds for a payment to repeat the purchase.

US Patent:

8583496, Nov 12, 2013

Filed:

Apr 26, 2011

Appl. No.:

13/094459

Inventors:

David Yoo - San Mateo CA, US
Erich L. Ringewald - Belvedere CA, US
Mark Britto - Orinda CA, US

Assignee:

Boku, Inc. - San Francisco CA

International Classification:

G06Q 20/00

US Classification:

705 17, 705 52

Abstract:

Systems and methods are provided to facilitate transactions via mobile communications. In one aspect, a system includes a data storage facility and an interchange coupled with the data storage facility that stores data associating a phone number of a user and an account identifier of the user. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format. The common format processor uses one of the converters to transmit premium messages to the phone number to collect funds via a telecommunication carrier, receives a payment request having the account identifier, identifies the phone number based on the account identifier, and makes a payment on behalf of the user using the collected funds.

US Patent:

8583504, Nov 12, 2013

Filed:

Mar 24, 2011

Appl. No.:

13/071189

Inventors:

Ron Hirson - San Francisco CA, US
David Yoo - San Mateo CA, US

Assignee:

Boku, Inc. - San Francisco CA

International Classification:

G06Q 30/00

US Classification:

705 261

Abstract:

Systems and methods to propagate and redeem offers via mobile communications. In one aspect, a system includes an interchange and a data storage facility storing a value in association with a first phone number. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and with the controllers in different formats. The common format processor is to re-associate the value with a second phone number and to use one converter of the converters to communicate a reference of the value to a telephonic apparatus at the second phone number, in response to a request from a telephonic apparatus at the first phone number, when the request includes the second phone number and a reference to the value.

US Patent:

8615437, Dec 24, 2013

Filed:

May 7, 2012

Appl. No.:

13/465469

Inventors:

David Yoo - San Mateo CA, US

Assignee:

Boku, Inc. - San Francisco CA

International Classification:

G06Q 20/00
G06Q 30/00

US Classification:

705 16, 705 14

Abstract:

A computer-based method of managing electronic transactions is described. A plurality of consumer accounts is stored in a data store, each consumer account having a first consumer account identifier. A second consumer account identifier is received in a point-of-sale device. A charge request including an amount and a second consumer account identifier is received, wherein the second consumer account identifier is not an MSISDN. A selected one of the consumer accounts is identified by associating one of the first consumer account identifiers with the second consumer account identifier. An authorization request is transmitted to a consumer device. An response to the authorization request is received from the consumer device, and the charge request is processed based on an account detail of the selected consumer account, wherein the charge request is processed if the response is the authorization response.

US Patent:

8630904, Jan 14, 2014

Filed:

May 7, 2012

Appl. No.:

13/465432

Inventors:

David Yoo - San Mateo CA, US

Assignee:

Boku, Inc. - San Francisco CA

International Classification:

G06Q 20/00

US Classification:

705 16, 705 2635, 713155, 380277

Abstract:

Each of a plurality of consumer accounts in a data store has a first consumer account identifier. Login information is received from a consumer device over the network interface device. The first consumer account identifier is received from the consumer device and stored in association the consumer account. The first consumer account identifier is storable as one of at least two types of identifiers and the storing by the consumer device of the first consumer account identifier is only permitted upon successful login based on the login information. The charge request is received over a network interface device, the charge request including the amount and the second consumer account identifier. A selected one of the consumer accounts is identified by associating one of the first consumer account identifiers with the second consumer account identifier, and the charge request is processed based on an account detail of the selected consumer account.

US Patent:

20110185406, Jul 28, 2011

Filed:

Jan 24, 2011

Appl. No.:

13/012589

Inventors:

Ron Hirson - San Francisco CA, US
David Yoo - San Mateo CA, US

Assignee:

BOKU, INC. - San Francisco CA

International Classification:

H04L 9/32

US Classification:

726 6, 726 2, 726 5

Abstract:

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store account information with a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate authentication of the user to sign in the account.

US Patent:

20110213671, Sep 1, 2011

Filed:

Jan 24, 2011

Appl. No.:

13/012631

Inventors:

Ron Hirson - San Francisco CA, US
David Yoo - San Mateo CA, US

Assignee:

BOKU, INC. - San Francisco CA

International Classification:

G06Q 20/00
G06Q 30/00

US Classification:

705 16, 705 44

Abstract:

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility and an interchange coupled with the data storage facility that stores data associating a phone number with an account, such as a balance of the account, identification information of a plurality of funding sources, and security data for authentication. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format, to facilitate authentication of the payment requests received from various payment terminals. The requests are authenticated via both the security data and communications with a mobile phone having the phone number. After the authentication, the payments are effected using the account.