Debra L Murphy

US Patent:

20200242571, Jul 30, 2020

Filed:

Apr 13, 2020

Appl. No.:

16/846926

Inventors:

- Charlotte NC, US
Darlene D. Meunier - New Douglas IL, US
John Barrett Hall - Charlotte NC, US
Linda D. Suarez - Mesquite TX, US
James N. Reid - Schuyler NY, US
Debra R. Murphy - Malden MA, US
Linda B. Nipper - Concord NC, US

International Classification:

G06Q 20/04
G06K 9/00
G06K 9/58

Abstract:

Aspects of the disclosure relate to enhanced check processing systems with improved check validation features and enhanced information security. A computing platform may determine whether a correlation between source data and metadata associated with a check exceeds a predetermined correlation threshold. Based on determining that the correlation does not exceed the predetermined correlation threshold, the computing platform may direct an OCR computing system to perform character recognition on the check. Then, the computing platform may determine whether a discrepancy between the metadata and an OCR output from the OCR computing system exceeds a predetermined resolution threshold. In response to determining that the discrepancy between the OCR output and the metadata does not exceed the predetermined resolution threshold, the computing platform may update stored records associated with the check. Subsequently, the computing platform may direct a DDA computing system to post a corrected payment associated with the check.

US Patent:

20190295048, Sep 26, 2019

Filed:

Mar 22, 2018

Appl. No.:

15/928320

Inventors:

- Charlotte NC, US
Darlene D. Meunier - New Douglas IL, US
John Barrett Hall - Charlotte NC, US
Linda D. Suarez - Mesquite TX, US
James N. Reid - Schuyler NY, US
Debra R. Murphy - Malden MA, US
Linda B. Nipper - Concord NC, US

International Classification:

G06Q 20/04
G06K 9/00
G06K 9/58

Abstract:

Aspects of the disclosure relate to enhanced check processing systems with improved check validation features and enhanced information security. A computing platform may determine whether a correlation between source data and metadata associated with a check exceeds a predetermined correlation threshold. Based on determining that the correlation does not exceed the predetermined correlation threshold, the computing platform may direct an OCR computing system to perform character recognition on the check. Then, the computing platform may determine whether a discrepancy between the metadata and an OCR output from the OCR computing system exceeds a predetermined resolution threshold. In response to determining that the discrepancy between the OCR output and the metadata does not exceed the predetermined resolution threshold, the computing platform may update stored records associated with the check. Subsequently, the computing platform may direct a DDA computing system to post a corrected payment associated with the check.