Elizabeth M Price

US Patent:

20200005261, Jan 2, 2020

Filed:

Jun 27, 2018

Appl. No.:

16/019771

Inventors:

- Charlotte NC, US
Nathan Dent - Concord NC, US
Michael Toth - Charlotte NC, US
Harold Joseph Kennedy - Winter Park FL, US
Elizabeth Anne Price - Newport TN, US
Pavan Singaraju - Waxhaw NC, US
Magdy Ismail - Jacksonville FL, US
Varsha Devadas - Charlotte NC, US

International Classification:

G06Q 20/10
G06Q 20/32
G06Q 20/40

Abstract:

A transaction access point computing system may include an automated teller machine (ATM) or other transaction access point and an authentication server, a beacon device and, in some cases, a mobile device running a mobile application. The devices of the frictionless ATM computing system facilitates simplified user interaction with the ATM. As a user approaches the ATM, the mobile device may receive the beacon signal including a command to awaken the mobile application. After receipt, the mobile application may communicate an identifier to the authentication server, and the ATM may capture an image of the user. At the application server, the user image may be authenticated and confirmation returned to the ATM along with a unified user identifier. After confirmation of the additional identifier, the ATM may dispense a specified amount of currency.

US Patent:

20200005262, Jan 2, 2020

Filed:

Jun 27, 2018

Appl. No.:

16/019864

Inventors:

- Charlotte NC, US
Nathan Dent - Concord NC, US
Michael Toth - Charlotte NC, US
Harold Joseph Kennedy - Winter Park FL, US
Elizabeth Anne Price - Newport TN, US
Pavan Singaraju - Waxhaw NC, US
Magdy Ismail - Jacksonville FL, US
Varsha Devadas - Charlotte NC, US

International Classification:

G06Q 20/10
G06Q 20/32
G06Q 20/40

Abstract:

A frictionless automated teller machine (ATM) computing system may include an ATM, an authentication server, and a mobile device running a mobile application. The devices of the frictionless ATM computing system facilitates simplified user interaction with the ATM. As a user approaches the ATM, the user may log into the mobile device, which triggers the mobile device to send a geographic location to the authentication server. The authentication server then notifies the mobile device of a close ATM. In response, the mobile device may display a user interface screen to initiate a transaction. The ATM may be woken by the authorization server or a user input to complete the transaction causing the ATM to dispense the requested amount of currency.

US Patent:

20200005263, Jan 2, 2020

Filed:

Jun 27, 2018

Appl. No.:

16/020019

Inventors:

- Charlotte NC, US
Nathan Dent - Concord NC, US
Michael Toth - Charlotte NC, US
Harold Joseph Kennedy - Winter Park FL, US
Elizabeth Anne Price - Newport TN, US
Pavan Singaraju - Waxhaw NC, US
Magdy Ismail - Jacksonville FL, US
Varsha Devadas - Charlotte NC, US

International Classification:

G06Q 20/10
G06Q 20/32
G06Q 20/40

Abstract:

A frictionless automated teller machine (ATM) computing system may include an ATM and an authentication server, a beacon device and, in some cases, a mobile device running a mobile application. The devices of the frictionless ATM computing system facilitates simplified user interaction with the ATM. As a user approaches the ATM, the mobile device may receive the beacon signal including a command to awaken the mobile application. After receipt, the mobile application may communicate an identifier to the authentication server, and the ATM may capture an image of the user. At the application server, the user image may be authenticated and confirmation returned to the ATM. After receipt of the confirmation, the ATM may prompt the user to enter an additional identifier. Upon confirmation of the additional identifier, the ATM may dispense a specified amount of currency.