Elizabeth M Price

US Patent:

20160155105, Jun 2, 2016

Filed:

Feb 9, 2016

Appl. No.:

15/019058

Inventors:

- Charlotte NC, US
Debashis Choudhury - Dallas TX, US
Elizabeth Anne Price - Newport TN, US

International Classification:

G06Q 20/10
G06Q 20/34
G06Q 20/40
G06Q 20/18

Abstract:

Apparatus for providing a QST are disclosed herein. The QST may identify a customer in response to a swipe of a customer identifying instrument. The QST may include a reading head, a processor, a keypad, and a communications medium. The reading head may detect identification information in response to the swipe of the instrument. The identification information may be associated with a personal identification instrument. The processor may bypass a PIN acceptance state and perform a search for at least one banking record corresponding to the personal identification instrument. The processor may terminate the identification session in response to failure to obtain a record corresponding to the identification instrument. In response, at least in part, to identification of at least one record that corresponds to the personal identification instrument, the communications medium may receive a session-auth instruction from a remote location. The session-auth instruction may initiate a banking session.

US Patent:

20160098720, Apr 7, 2016

Filed:

Oct 7, 2014

Appl. No.:

14/508076

Inventors:

- Charlotte NC, US
Debashis Choudhury - Dallas TX, US
Elizabeth Anne Price - Newport TN, US

International Classification:

G06Q 20/40

Abstract:

Apparatus for providing a QST are disclosed herein. The QST may identify a customer in response to a swipe of a customer identifying instrument. The QST may include a reading head, a processor, a keypad, and a communications medium. The reading head may detect identification information in response to the swipe of the instrument. The identification information may be associated with a personal identification instrument. The processor may bypass a PIN acceptance state and perform a search for at least one banking record corresponding to the personal identification instrument. The processor may terminate the identification session in response to failure to obtain a record corresponding to the identification instrument. In response, at least in part, to identification of at least one record that corresponds to the personal identification instrument, the communications medium may receive a session-auth instruction from a remote location. The session-auth instruction may initiate a banking session.