Eric Stuart Ellis

Address:

1741 Matheson Ave, Charlotte, NC 28205

Phone:

7046045661

VIN:

WMWMF33537TT52732

Make:

MINI

Model:

Cooper Hardtop 2dr Cpe

Year:

2007

US Patent:

8417608, Apr 9, 2013

Filed:

Mar 1, 2011

Appl. No.:

13/038132

Inventors:

Stefani R. Benefield - Milton FL, US
Eric E. Ellis - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 35, 36 37, 36 713, 36 261, 715221

Abstract:

Systems, methods, and computer program products are provided for dynamically building financial solution recommendations based on received inputs. These inputs, which may be received from the customer, an associate collaborating with the customer or from a customer database, may include customer behaviors, customer attitudes, customer life events, customer life interests, customer personal/profile data, customer financial data, such as portfolio data and the like. Based on the received inputs, financial solution recommendations are determined and presented to the customer in real time or near time. As such, the customer is able to instantaneously see how each input of recommendation criteria impacts the financial solution recommendations. Further, embodiments of the present invention provide for inputs to the financial solution recommendation tool/module to be received in a non-linear fashion, such that a customer or a collaborating associate may provide inputs at various entry points to accommodate specific financial solution needs of the customer.

US Patent:

20110178909, Jul 21, 2011

Filed:

Mar 1, 2011

Appl. No.:

13/038136

Inventors:

Stefani R. Benefield - Milton FL, US
Eric E. Ellis - Charlotte NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/00
G06Q 30/00

US Classification:

705 35

Abstract:

Systems, methods, and computer program products are provided for presenting value exchange in conjunction with financial solution recommendations or offers. The value component, is not limited to monetary value but may, in specific embodiments, also include, convenience value, emotional value or the like. The value component allows the customer to make informed decisions on which financial solution recommendations or offers to select. Further, the value component may be uniquely and dynamically customized (i.e., determined on-the-fly) for the customer based on inputs received from the customer and/or customer profile data. In addition, the value component may reflect average value realized for the demographic group applicable to the customer.

US Patent:

20110178910, Jul 21, 2011

Filed:

Mar 1, 2011

Appl. No.:

13/038137

Inventors:

Stefani R. Benefield - Milton FL, US
Eric E. Ellis - Charlotte NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

Systems, methods, and computer program products are provide for initiating a financial institution interaction, such as financial solution recommendation interaction or the like, on a first financial institution channel and subsequently seamlessly completing the interaction on a second financial institution channel. The movement of the interaction from one channel to another allows the customer flexibility in completing the interaction and accommodates the customer's time constraints. The financial institution channels may include a financial institution banking center channel, an online banking channel, an ATM channel, a mobile application channel, a kiosk channel, a call center channel, a point-of-sale channel or the like.