Eric R Moore

US Patent:

20220374409, Nov 24, 2022

Filed:

Aug 5, 2022

Appl. No.:

17/882336

Inventors:

- Bloomington IL, US
Jacob J. Alt - Downs IL, US
Jaime Skaggs - Chenoa IL, US
Eric Bellas - Bloomington IL, US
Shawn M. Call - Bloomington IL, US
Eric R. Moore - Heyworth IL, US
Melinda Teresa Magerkurth - Utica IL, US
Vicki King - Bloomington IL, US

International Classification:

G06F 16/23
H04L 9/06
G06Q 40/08
G06F 16/901
G06F 16/182
G06F 16/21
G07C 5/08
G06Q 10/00
G06Q 40/00
G06F 16/27
G06Q 30/04
G06Q 30/06
G06Q 40/02
G07C 5/00

Abstract:

The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.

US Patent:

20220374549, Nov 24, 2022

Filed:

Aug 4, 2022

Appl. No.:

17/881060

Inventors:

- Bloomington IL, US
Eric Bellas - Bloomington IL, US
Jaime Skaggs - Chenoa IL, US
Shwn M. Call - Bloomington IL, US
Eric R. Moore - Heyworth IL, US
Vicki King - Bloomington IL, US
Burton J. Floyd - Mackinaw IL, US
David Turrentine - Normal IL, US
Steven T. Olson - Bloomington IL, US
Timothy Caleb Wells - Bloomington IL, US
Corin Rebekah Chapman - Bloomington IL, US
Edward W. Breitweiser - Bloomington IL, US
Robert Gomez - Bloomington IL, US
Shelia Cummings Smith - Bloomington IL, US

International Classification:

G06F 21/62
H04L 9/06
H04L 9/08

Abstract:

Methods and systems for processing a blockchain comprising a plurality of immutable sales records corresponding to sales made by agents of an entity are provided. According to certain aspects, a transaction request indicating a sale made by an agent of the entity may be received at a first node. A block including a sales record indicating the sale made by the agent may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional sales record.

US Patent:

20220269668, Aug 25, 2022

Filed:

Feb 28, 2022

Appl. No.:

17/683211

Inventors:

- Bloomington IL, US
Jacob J. Alt - Downs IL, US
Jaime Skaggs - Chenoa IL, US
Eric Bellas - Bloomington IL, US
Shawn M. Call - Bloomington IL, US
Eric R. Moore - Heyworth IL, US
Melinda Teresa Magerkurth - Utica IL, US
Vicki King - Bloomington IL, US

International Classification:

G06F 16/23
H04L 9/06
G06Q 40/08
G06F 16/901
G06F 16/182
G06F 16/21
G07C 5/08
G06Q 10/00
G06Q 40/00
G06F 16/27
G06Q 30/04
G06Q 30/06
G06Q 40/02
G07C 5/00

Abstract:

The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. For example, (1) receiving vehicle data from one or more remote computing devices; (2) detecting a change in a condition of the vehicle from analysis of the vehicle data, such as that the vehicle has been in a collision and is now a total loss; (3) identifying a VIN of the vehicle or retrieving the VIN from a memory unit when a change in a condition of the vehicle is detected; (4) generating a transaction (i) including the vehicle's VIN, and (ii) describing the detected change in the condition of the vehicle and/or the status of the total loss vehicle; and/or (5) transmitting the transaction to facilitate creating and/or maintaining a VIN-based distributed ledger for the particular vehicle and/or transferring ownership of the total loss vehicle.

US Patent:

20220237706, Jul 28, 2022

Filed:

Apr 11, 2022

Appl. No.:

17/717972

Inventors:

- Bloomington IL, US
Douglas A. Graff - Mountain View MO, US
Stacie A. McCullough - Bloomington IL, US
Shawn M. Call - Bloomington IL, US
Eric Bellas - Bloomington IL, US
Jaime Skaggs - Chenoa IL, US
Jacob J. Alt - Downs IL, US
Eric R. Moore - Heyworth IL, US
Vicki King - Bloomington IL, US

International Classification:

G06Q 40/08
H04L 9/06
G06F 21/60

Abstract:

The present embodiments relate to systems and methods for using a blockchain or shared ledger to generate Usage-Based Insurance quotes for a vehicle tracked over its lifecycle according to a Vehicle Identification Number (VIN), or other vehicle identifier. A mileage report stored on the shared ledger may be searched according to the vehicle's VIN and a Usage-Based Insurance quote may be generated based upon the mileage report. Periodic updates to the mileage report may be broadcast to the blockchain in transactions that updated the shared ledger. An estimated vehicle usage may be determined based upon the cryptographic proof of the blockchain and a Usage-Based Insurance quote generated thereon.

US Patent:

20220198575, Jun 23, 2022

Filed:

Mar 9, 2022

Appl. No.:

17/690530

Inventors:

- Bloomington IL, US
Douglas A. Graff - Mountain View MO, US
Stacie A. McCullough - Bloomington IL, US
Shawn M. Call - Bloomington IL, US
Eric Bellas - Bloomington IL, US
Jaime Skaggs - Chenoa IL, US
Jacob J. Alt - Downs IL, US
Eric R. Moore - Heyworth IL, US
Vicki King - Bloomington IL, US

International Classification:

G06Q 40/08
G06F 21/60
H04L 9/06

Abstract:

The present embodiments relate to systems and methods for using a blockchain or shared ledger to generate Usage-Based Insurance quotes for a vehicle tracked over its lifecycle according to a Vehicle Identification Number (VIN), or other vehicle identifier. A mileage report stored on the shared ledger may be searched according to the vehicle's VIN and a Usage-Based Insurance quote may be generated based upon the mileage report. Periodic updates to the mileage report may be broadcast to the blockchain in transactions that updated the shared ledger. An estimated vehicle usage may be determined based upon the cryptographic proof of the blockchain and a Usage-Based Insurance quote generated thereon.

US Patent:

20230082163, Mar 16, 2023

Filed:

Nov 18, 2022

Appl. No.:

17/989850

Inventors:

- Bloomington IL, US
Douglas A. Graff - Mountain View MO, US
Stacie A. McCullough - Bloomington IL, US
Shawn M. Call - Bloomington IL, US
Eric Bellas - Bloomington IL, US
Jaime Skaggs - Chenoa IL, US
Jacob J. Alt - Downs IL, US
Eric R. Moore - Heyworth IL, US
Vicki King - Bloomington IL, US

International Classification:

G06Q 10/10
G06Q 40/08

Abstract:

The present embodiments relate to systems and methods for using a blockchain to record information related to the lifecycle of a vehicle associated with a Vehicle Identification Number (VIN), or other vehicle identifier. For example, the VIN lifecycle process may be used to ensure the transferability of title, including when information relevant to transferability is not easily determinable, such as after a collision occurs. The systems and methods may include the reception of a mileage report corresponding to a vehicle and updating a blockchain to associate the vehicle with mileage information. The systems and methods described herein may allow for using a blockchain which gives the option for private information, and permissioned participants in the blockchain. In particular, the systems and methods allow for a distributed consensus amongst businesses, consumers, and authorities, as to the validity of information and transactions stored on the blockchain.

US Patent:

20230039746, Feb 9, 2023

Filed:

Oct 26, 2022

Appl. No.:

17/973652

Inventors:

- Bloomington IL, US
Eric Bellas - Bloomington IL, US
Jaime Skaggs - Chenoa IL, US
Shawn M. Call - Bloomington IL, US
Eric R. Moore - Heyworth IL, US
Vicki King - Bloomington IL, US
Burton J. Floyd - Mackinaw IL, US
David Turrentine - Normal IL, US
Steven T. Olson - Bloomington IL, US
Timothy Caleb Wells - Bloomington IL, US
Corin Rebekah Chapman - Bloomington IL, US
Edward W. Breitweiser - Bloomington IL, US
Robert Gomez - Bloomington IL, US
Shelia Cummings Smith - Bloomington IL, US

International Classification:

G06F 21/62
H04L 67/104
H04L 9/08
H04L 9/06
H04L 9/40
G06Q 20/10

Abstract:

Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.

US Patent:

20230040790, Feb 9, 2023

Filed:

Jul 21, 2022

Appl. No.:

17/870071

Inventors:

- Bloomington IL, US
Eric R. Moore - Heyworth IL, US
Gregory D. Carter - Bloomington IL, US
Harsh Lalwani - Normal IL, US
Matthew Mifflin - Bloomington IL, US
Padmaja Uppaluri - Bloomington IL, US
Ryan Jewell - Bloomington IL, US
Richard J. Lovings - Normal IL, US

International Classification:

H04M 3/493
G06F 40/35
G10L 25/63

Abstract:

A method for responding to inferred caller states during dialog with an intelligent voice interface configured to lead callers through pathways of an algorithmic dialog may include, during a voice communication with a caller via a caller device, receiving from the caller device caller input data indicative of a voice input of the caller, and determining, by processing the caller input data, an inferred state of the caller. Determining the inferred state of the caller may include analyzing one or more characteristics, other than textual content, of the voice input. The method may also include selecting a pathway through the algorithmic dialog based upon the inferred state of the caller.