Erik Matthew Anderson

Address:

11522 Country Oaks Dr, Tampa, FL 33618

Phone:

8139615085

VIN:

5TFDW5F19CX257179

Make:

TOYOTA

Model:

TUNDRA

Year:

2012

US Patent:

20150332402, Nov 19, 2015

Filed:

Jul 30, 2014

Appl. No.:

14/447153

Inventors:

- New York NY, US
Robert C. Blaha - Poughquag NY, US
Scott Bredikis - Stamford CT, US
Erik A. Anderson - New York NY, US

International Classification:

G06Q 40/06

Abstract:

Methods and a system for providing an annuity having income payments and receipt of a dividend. The method comprises receiving a dividend and having the option to receive the dividend in cash, convert it into an income payment stream, defer a portion of the value of the dividend declared to convert into a future dividend stream, or any combination of the foregoing. A portion of a value of dividends from the annuity can be used to purchase additional income payments. Future dividend payments may be based on additional income payments purchased with dividends. The dividend can be used to purchase additional income payments with a first portion of a value of dividends from the annuity and receive a cash payment with a second portion of the value of the dividends from the annuity. The dividend purchased portion of the income payment may be converted to a non-dividend income payment.