Eve R Nebenhaus

US Patent:

20050171811, Aug 4, 2005

Filed:

Feb 14, 2005

Appl. No.:

11/057713

Inventors:

Eric Campbell - Rye NH, US
Robert Hoffman - Baldwin NY, US
Eve Nebenhaus - Manhasset NY, US
Maris Lemanis - Smithtown NY, US

Assignee:

Bottomline Technologies (DE) Inc. - Portsmouth NH

International Classification:

G06F017/60

US Classification:

705001000

Abstract:

A financial transaction system manages the exchange of financial transaction data between a client system coupled to the financial transaction system by an open network and a financial institution transaction processing system. The financial transaction system comprises a web server coupled to the open network for receiving a financial transaction from the client system. The financial transaction is in user group transaction format and comprises a plurality of data elements, at least a portion of the data elements comprise sub elements. A hub loading receives the financial transaction in the user group transaction format and parses the financial transaction to a core data element format compliant with a transaction type profile corresponding to the financial transaction. An application loading module receives the financial transaction in the core data element format and generates a financial transaction in an application format. The application format comprises a plurality of application data elements different than the data elements. A hub application receives the financial transaction in the application format, groups the financial transaction in the application format with a plurality of other financial transactions in the application format to create a batch transaction file, and provides the batch transaction file to the financial institution transaction processing system.

US Patent:

6856970, Feb 15, 2005

Filed:

Sep 26, 2000

Appl. No.:

09/670266

Inventors:

Eric Campbell - Plandome NY, US
Maris Norbert Lemanis - Smithtown NY, US
Robert F. Hoffman - Auburndale NY, US
Eve Renee Nebenhaus - Manhasset NY, US

Assignee:

Bottomline Technologies - Portsmouth NH

International Classification:

G06F017/60

US Classification:

705 35, 705 37

Abstract:

A financial transaction system consistent with the invention allows clients of a financial institution to use a web-based workstation to interface with a plurality of back office systems within one or more financial institutions. In an exemplary embodiment, a financial transaction system comprises a hub server, a plurality of financial institutions, at least one web server, and at least one database server. The hub server receives data in the form of a plurality of disparately formatted instructions and communicates the instructions to the financial institutions, which are connected to the hub server for receiving the data and have a plurality of differing reception formats to receive the reformatted data. Data is transmitted between the web server and at least one user via a network interface, and between the web server and the hub server. The web server stores data and at least one application in an application database.