Gerald F Morgan

US Patent:

20120239223, Sep 20, 2012

Filed:

Sep 9, 2011

Appl. No.:

13/229398

Inventors:

Stanley G. Schwarz - Indialantic FL, US
Jeffrey H. Frank - Littleton CO, US
Christopher M. Macheca - Centennial CO, US
Gerald A. Morgan - Littleton CO, US
Franco Chirico - Highlands Ranch CO, US

Assignee:

GORDON * HOWARD ASSOCIATES, INC. - Littleton CO

International Classification:

G06F 17/00

US Classification:

701 2

Abstract:

Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are methods including: enabling a vehicle when a portable wireless device is communicatively coupled to an onboard device by way of a first communication network; sending an indication of location of the vehicle to a data center; and disabling the vehicle when the portable wireless device is no longer communicatively coupled to the onboard device. In some cases, the sending by: receiving global positioning system (GPS) signals by the portable wireless device; establishing that the portable wireless device is proximate to the vehicle; and sending an indication of location to the data center, the sending by the portable wireless device.

US Patent:

20130066720, Mar 14, 2013

Filed:

Sep 9, 2011

Appl. No.:

13/229326

Inventors:

Stanley G. Schwarz - Indialantic FL, US
Jeffrey H. Frank - Littleton CO, US
Christopher M. Macheca - Centennial CO, US
Gerald A. Morgan - Littleton CO, US
Franco Chirico - Highlands Ranch CO, US

Assignee:

GORDON * HOWARD ASSOCIATES, INC. - Littleton CO

International Classification:

G08G 1/123
G06Q 30/00

US Classification:

705 1453, 705 1449, 340901

Abstract:

Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

US Patent:

20130117173, May 9, 2013

Filed:

Nov 8, 2011

Appl. No.:

13/291723

Inventors:

Stanley G. SCHWARZ - Indialantic FL, US
Gerald A. MORGAN - Littleton CO, US
Jeffrey H. FRANK - Littleton CO, US
Christopher M. MACHECA - Centennial CO, US

Assignee:

GORDON*HOWARD ASSOCIATES, INC. - Littleton CO

International Classification:

G06Q 40/02

US Classification:

705 38

Abstract:

Increasing credit score of a borrower. At least some of the illustrative embodiments are methods including: accepting an application from a borrower, the application for a motor vehicle loan, and the application accepted by way of an electronic submission to a data center; determining that the borrower has an indicia of credit worthiness below a predetermined threshold, the determining by way of a computer system of the data center; offering the borrower a first loan with a requirement that a first motor vehicle purchased with the first loan comprise a first on-board device configured to provide location of the first motor vehicle; and if the borrower accepts tracking the loan payments made by the borrower, the tracking by way of a computer system; and reporting loan payments to a credit reporting agency, the reporting by way of a computer system.