German P Gonzalez

US Patent:

8577730, Nov 5, 2013

Filed:

Dec 9, 2009

Appl. No.:

12/634445

Inventors:

German Efrain Gonzalez Loyo - Weston FL, US

Assignee:

CenPos, Inc. - Miami FL

International Classification:

G06Q 20/00

US Classification:

705 17, 705 21, 705 34, 705 75, 705 77, 235379, 235380

Abstract:

Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an embodiment of the invention, a cash management optimization method for payment processing can include receiving a transaction profile for a proposed transaction as payment for a purchase by a purchaser from a merchant at a card processing terminal configured to identify a card number for a card. The method further can include comparing the transaction profile to merchant-specified preferences mapping different transaction profiles to different payment processors. A payment processor for the proposed transaction can be selected based upon the comparison of the transaction profile to the merchant-specified preferences. Thereafter, the proposed transaction can be routed over a computer communications network to the selected payment processor for payment processing.

US Patent:

52889866, Feb 22, 1994

Filed:

Sep 17, 1992

Appl. No.:

7/946209

Inventors:

Jerrold S. Pine - Boca Raton FL
Gary K. Blitman - Boynton Beach FL
Brian L. Grinage - Boynton Beach FL
German Gonzalez - Miami FL

Assignee:

Motorola, Inc. - Schaumburg IL

International Classification:

G06K 1906
G06K 710

US Classification:

235494

Abstract:

An optically readable matrix (100) has four intersecting sides of approximately equal length defining a perimeter and includes a binary code formed from light and dark squares of substantially equal sizes located within the perimeter. The matrix (100) comprises first and second orientation squares (105, 110) included in the light and dark squares and located in opposite corners of the matrix (100). Each of the orientation squares (105, 110) preferably includes a contrasting circular area (115, 120) located in a predetermined position within the orientation square (105, 110) and having a predetermined size relationship with the orientation square (105, 110). Such a matrix (100) may be formed on a printed circuit board (505) for use in an electronic device (500) to convey information about the printed circuit board (505). An apparatus (600) for decoding the matrix (100) includes an optical scanner (610) for scanning the matrix (100) and for locating the orientation squares (105, 110). Determination circuitry (710) coupled to the scanner ( 610) determines the size and distance between the circular areas (115, 120) relays the information to computing circuitry (715), which computes the size, orientation, and density of the matrix (100).