Gateway Bank Fsb
President, Ceo, and Director
Tarpon Capital
President and Chief Executive Officer
Opportunity Bank Jan 2010 - May 2012
President and Chief Executive Officer
Vineyard Bank Sep 2008 - Jul 2009
President and Chief Executive Officer
The Vintage Bank Apr 2002 - May 2007
President and Chief Executive Officer
Education:
University of Utah - David Eccles School of Business 1980 - 1983
Master of Business Administration, Masters, Finance
Utah State University 1969 - 1976
Bachelors, Bachelor of Science, Political Science, History
Skills:
Loans Banking Financial Institutions Commercial Lending Strategic Planning Executive Management Real Estate Mortgage Lending Commercial Banking Mergers Credit Commercial Mortgages Credit Risk Portfolio Management Cash Management Mergers and Acquisitions Risk Management Credit Analysis Treasury Management Underwriting Small Business Lending Lines of Credit Ach
mment. In June, he agreed to pay a $25,000 fine to settle the OCCs allegations that hed had the bank pay for some of his personal expenses. Morales didnt admit or deny wrongdoing. Glen Terry, who was appointed Vineyards president less than a year before the bank closed, declined to comment.
Becky Baldwin, Juanita Godinez, Todd Boreham, Denise Deboni, Amy Reick, Tammy Vogt, Brian Westhoff, Sarah Zambelli, Brian Wielgus, Eric Awalt, Debbie Martin