Henry I Weinberger

US Patent:

20130096988, Apr 18, 2013

Filed:

Oct 5, 2012

Appl. No.:

13/646285

Inventors:

MASTERCARD INTERNATIONAL, INC. - Purchase NY, US
Anna Hsu - Larchmont NY, US
Maria D'Albert - Brooklyn NY, US
Steven Bruce Oshry - Bronxville NY, US
Henry Weinberger - New York NY, US

Assignee:

MASTERCARD INTERNATIONAL, INC. - Purchase NY

International Classification:

G06Q 30/02

US Classification:

705 734

Abstract:

A system and method for nominating candidate enterprises for inclusion in a competitive set assembled for the purpose of competitively analyzing a subject enterprise. Characteristics of the subject enterprise in which the subject enterprise is comparable to a plurality of candidate enterprises are identified. The characteristics may include location, size of the physical presence, a dollar volume of revenue, classification of the business engaged, market share, average purchase size; of the subject purchase frequency of customers; size of customer base; demographic characteristics of the customer base, location of customers, degree of customer loyalty, and share of the customer's wallet. A list candidate enterprises is compiled based upon a predetermined degree of similarity between the subject enterprise and/or an identified competitor enterprise on the one hand, and the candidate enterprise on the other. A plurality of nominee enterprises are selected from the list of candidates to populate the competitive set.

US Patent:

60291532, Feb 22, 2000

Filed:

Sep 11, 1997

Appl. No.:

8/927683

Inventors:

Renee Bauchner - New York NY
Henry Weinberger - New York NY
Wilbur E. Wright - Elmsford NY
Al Newman - Huntington NY

Assignee:

Citibank, N.A. - New York NY

International Classification:

G06F 1520
G06F 1540
G06F 1700
G04B 1922

US Classification:

705 42

Abstract:

A system and method for identifying and communicating the availability of additional products to at least one customer of a financial institution is disclosed. A processor analyses data about the customer and identifies characteristics indicative of financial products compatible with the customer's financial needs. The customer's files are appropriately electronically tagged and representatives of the financial institution are alerted of the marketing opportunity and, in turn, communicate the availability of the product to said customer. The representative may be a teller, branch manager, telemarketer or direct mail supervisor. Reporting of tagging is also provided.

US Patent:

20190320406, Oct 17, 2019

Filed:

Jun 26, 2019

Appl. No.:

16/453373

Inventors:

- Purchase NY, US
Justin X. Howe - San Francisco CA, US
Henry Weinberger - New York NY, US
Po Hu - Norwalk CT, US

International Classification:

H04W 64/00
G06Q 20/40
G06Q 20/38
G06Q 20/32
H04L 29/08

Abstract:

Disclosed are exemplary embodiments of systems and methods for identifying a merchant location based on transaction records for the merchant. In an exemplary embodiment, a method generally includes accessing multiple router records. Each router record is assigned to one of multiple cells of a grid structure indicative of geographic location. Each router record is associated with a target merchant. The method further includes, for each of the multiple router records, searching for a match between the router record and at least one of multiple transactions at the target merchant, based on time, and reporting one or more of the multiple cells as a location associated with the target merchant, when a number of matching router records assigned to said one or more of the multiple cells exceeds a predetermined threshold.

US Patent:

20180181963, Jun 28, 2018

Filed:

Dec 23, 2016

Appl. No.:

15/389637

Inventors:

- Purchase NY, US
Henry M. Weinberger - New York NY, US
Michael J. Cardamone - New Windsor NY, US
Po Hu - Norwalk CT, US
Heather Marie Kowalczyk - Oakland NJ, US
Avyaktanand Tiwary - Gugaon, IN

International Classification:

G06Q 20/40
G06Q 20/38
G06Q 20/32

Abstract:

Methods, apparatus and systems, the method including receiving, by a processor of a consumer mobile device, a request from a user for a purchase pre-authorization; receiving, by a biometric input component of the consumer mobile device, biometric data that uniquely identifies the user; sending a representation of the biometric data to a pre-purchase authentication server; receiving, by the mobile device processor from the pre-purchase server, a message including a unique code, the unique code being associated with a payment card account of the user and valid to use to authorize future purchase transactions using the payment card account for a finite period of time and a specific amount of funds of the payment card account; and displaying, on a display screen component of the consumer mobile device in response to the request, the unique code.

US Patent:

20180004849, Jan 4, 2018

Filed:

Jul 1, 2016

Appl. No.:

15/200227

Inventors:

- Purchase NY, US
Serge BERNARD - Danbury CT, US
Henry WEINBERGER - New York NY, US
Pavel UMANSKI - Brooklyn NY, US
Edward LEE - Scarsdale NY, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06F 17/30
G09B 7/00
H04L 29/08

Abstract:

A method of identifying retirement communities, comprising: executing a query on the transaction database and the geo-demo database to identify a plurality of community clusters; electronically storing, a plurality of retirement community data, wherein each retirement community data includes a plurality of data elements including at least a first data element configured to store the plurality of community clusters; receiving, a data signal superimposed with profile information associated with a consumer, wherein the profile information includes a plurality of retirement community attributes identified by the consumer; and identifying one or more retirement communities based on attributes identified by the consumer, by querying the community clusters stored in the retirement community database for retirement community attributes identified by the consumer.

US Patent:

20170186021, Jun 29, 2017

Filed:

Dec 29, 2015

Appl. No.:

14/982675

Inventors:

- Purchase NY, US
Pavel Umanski - Brooklyn NY, US
Serge Bernard - Danbury CT, US
Henry Weinberger - New York NY, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06Q 30/02
G06Q 50/00
G06Q 40/00

Abstract:

A method for identifying a high growth business from combined data sets comprising: storing, a plurality of data elements configured to store at least a merchant identifier, acceptance flag, transaction date, and transaction amount; receiving, a merchant growth request command including at least a specific merchant identifier associated with a specific merchant; executing, a query on the transaction database to identify a subset of transaction messages; determining, a transaction volume over time for the specific merchant based on at least the transaction amount and transaction date; identifying, social media data associated with the specific merchant, and a growth index for the specific merchant based on at least the transaction volume over time determined for the specific merchant and the measure of social media presence over time based on the associated dates.

US Patent:

20170177618, Jun 22, 2017

Filed:

Dec 22, 2015

Appl. No.:

14/978735

Inventors:

- Purchase NY, US
Henry Weinberger - New York NY, US

International Classification:

G06F 17/30
H04W 4/02

Abstract:

Exemplary embodiments of systems and methods are provided for determining detailed locations of entities. One exemplary method includes receiving at least one signal record for a communication device associated with a user. The at least one signal record includes multiple signal strengths, a temporal indicator, and an identifier unique to the communication device. The exemplary method further includes accessing multiple discrete event records associated with the entity, correlating one of the multiple discrete event records to the at least one signal record based on the temporal indicator included in the at least one signal record, and generating a location range associated with the entity, based on the signal strengths included in the at least one signal record, whereby a location of the entity, distinct from one or more other entities, is indicated by the location range.

US Patent:

20170178165, Jun 22, 2017

Filed:

Dec 16, 2015

Appl. No.:

14/971177

Inventors:

- Purchase NY, US
Serge BERNARD - Danbury CT, US
Henry WEINBERGER - New York NY, US
Pavel UMANSKI - Brooklyn NY, US
Edward LEE - Scarsdale NY, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06Q 30/02

Abstract:

A method for generating a model for indexing neighborhood growth includes: storing transaction messages, each including a geographic location and transaction data, where the geographic location is in one of a plurality of geographic areas; receiving demographic characteristic data including property value data associated with each geographic area; identifying transaction groups for each geographic area including transaction messages where the geographic location is included in the respective associated geographic area; identifying purchase behaviors for each of the plurality of geographic areas based on the transaction data stored in the transaction messages included in associated transaction group; and generating an indexing model configured to calculate an index value for a geographic area indicative of growth or decline of the geographic area based on the purchase behaviors and property value data associated with the respective geographic area for each of the plurality of geographic areas.