James Richard Lister

US Patent:

20130097081, Apr 18, 2013

Filed:

Oct 11, 2012

Appl. No.:

13/649935

Inventors:

James Edward Lister - New York NY, US

Assignee:

Boost Payment Solutions, LLC - New York NY

International Classification:

G06Q 20/22
G06Q 20/40

US Classification:

705 44, 705 39

Abstract:

A payment message is received from a buyer relating to a transaction with a merchant. The payment message is parsed to obtain merchant identifying information, and further parsed to obtain at least some payment information for the transaction. The payment information is submitted to a third party settlement processor on behalf of the merchant. The results of the transaction are reported to at least one of the merchant and the buyer.

US Patent:

20230077411, Mar 16, 2023

Filed:

Nov 21, 2022

Appl. No.:

18/057415

Inventors:

- New York NY, US
James Edward Lister - New York NY, US

Assignee:

Boost Payment Solutions, Inc. - New York NY

International Classification:

G06Q 20/38

Abstract:

An encrypted payment message is received from a buyer relating to a transaction with a merchant. The payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The merchant identifying information is associated with at least a second parsing algorithm or at least one settlement algorithm. The payment message is parsed using the second parsing algorithm to obtain payment information for the transaction. A first settlement algorithm is applied to the payment information to determine an adjusted interchange rate. The payment information including the adjusted interchange rate is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. A second settlement algorithm applied to the payment information determines a buyer rebate which can be submitted to the settlement processor. A transaction result is reported to at least one of the merchant or the buyer.

US Patent:

20180308090, Oct 25, 2018

Filed:

Jun 29, 2018

Appl. No.:

16/024114

Inventors:

- New York NY, US
James Edwards Lister - New York NY, US

Assignee:

Boost Payment Solutions, Inc. - New York NY

International Classification:

G06Q 20/34
G06Q 20/12
G06Q 20/08
G06Q 20/40

Abstract:

An encrypted payment message is received from a buyer relating to a transaction with a merchant. The encrypted payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The encrypted payment message is further parsed using a second parsing algorithm associated with the merchant identifying information, to obtain at least some payment information for the transaction. The payment information is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. The result of the transaction is reported to at least one of the merchant and the buyer.