Janet Carey Guthrie

US Patent:

20080011820, Jan 17, 2008

Filed:

Jul 3, 2007

Appl. No.:

11/772891

Inventors:

Peggy Brown - Chesterfield MO, US
Janet Guthrie - San Francisco CA, US
Edward McLaughlin - Newtown PA, US
Samantha Ross - New York NY, US
Matthew Lanford - New York NY, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06F 17/00
G06Q 40/00

US Classification:

235375, 705 35

Abstract:

A method includes the steps of facilitating obtaining indicia identifying individual items to be purchased at a point of interaction, in conjunction with an inbound authorization request; facilitating translation of the indicia into a form understandable by a third party transaction approver, to obtain translated indicia; and facilitating transfer of the translated indicia to the third patty transaction approver for item-by-item validation on the individual items The transfer of the translated indicia is in conjunction with an outbound authorization request. A system implementing the method can make use of an inventive transfer engine.