Janet M Martin

US Patent:

8266031, Sep 11, 2012

Filed:

Jul 28, 2010

Appl. No.:

12/845591

Inventors:

Mark Norris - San Francisco CA, US
Shaun Bodington - Montara CA, US
Nicola Stiff - Mill Valley CA, US
Raymond Olson - Half Moon Bay CA, US
Janet Martin - Long Grove IL, US
Rosann Woods - Mill Valley CA, US
John Carr - San Francisco CA, US

Assignee:

Visa U.S.A. - San Francisco CA

International Classification:

G06Q 40/00

US Classification:

705 35, 705 39

Abstract:

Systems and methods are provided to facilitate the sharing of account features. In one aspect, a system includes a transaction handler to process transactions and a data warehouse to record the transactions and store account data identifying account features of separate accounts, such as a second account having a feature and a first account without this feature. Account holders of the first and second accounts are in a same household and thus, in accordance with a set of rules, eligible to share the account features. A portal is configured to receive a request identifying the first account and to determine whether a transaction initiated in the first account and qualified for a benefit of the account feature is entitled to the benefit; and if so, a notification engine is to transmit a notification message to an account holder of the first account.