Jeffrey K Herrmann

US Patent:

8065169, Nov 22, 2011

Filed:

Feb 15, 2008

Appl. No.:

12/031927

Inventors:

Craig Oldham - Chicago IL, US
Michael Frederick Hobart - Round Lake Beach IL, US
Dean Krieter - Rolling Meadows IL, US
Javier Porras - Morton Grove IL, US
Jeffrey Robert Herrmann - Gurnee IL, US
John Paul Wojcik - Huntley IL, US

Assignee:

Allstate Insurance Company - Northbrook IL

International Classification:

G06Q 40/00

US Classification:

705 4, 705 35

Abstract:

Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e. g. , via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e. g. , under 30 seconds, once all the requested information is obtained.

US Patent:

8249968, Aug 21, 2012

Filed:

Oct 17, 2011

Appl. No.:

13/274801

Inventors:

Craig Oldham - Chicago IL, US
Michael Frederick Hobart - Round Lake Beach IL, US
Dean Krieter - Rolling Meadows IL, US
Javier Porras - Morton Grove IL, US
Jeffrey Robert Herrmann - Gurnee IL, US
John Paul Wojcik - Huntley IL, US

Assignee:

Allstate Insurance Company - Northbrook IL

International Classification:

G06Q 40/00

US Classification:

705 35, 705 4

Abstract:

Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e. g. , via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e. g. , under 30 seconds, once all the requested information is obtained.

US Patent:

8315934, Nov 20, 2012

Filed:

Jul 20, 2012

Appl. No.:

13/554702

Inventors:

Craig Oldham - Chicago IL, US
Michael Frederick Hobart - Round Lake Beach IL, US
Dean Krieter - Rolling Meadows IL, US
Javier Porras - Morton Grove IL, US
Jeffrey Robert Herrmann - Gurnee IL, US
John Paul Wojcik - Huntley IL, US

Assignee:

Allstate Insurance Company - Northbrook IL

International Classification:

G06Q 40/00

US Classification:

705 35, 705 37

Abstract:

Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e. g. , via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e. g. , under 30 seconds, once all the requested information is obtained.

US Patent:

8571958, Oct 29, 2013

Filed:

Sep 14, 2012

Appl. No.:

13/619205

Inventors:

Craig Oldham - Chicago IL, US
Michael Frederick Hobart - Round Lake Beach IL, US
Dean Krieter - Rolling Meadows IL, US
Javier Porras - Morton Grove IL, US
Jeffrey Robert Herrmann - Gurnee IL, US
John Paul Wojcik - Huntley IL, US

Assignee:

Allstate Insurance Company - Northbrook IL

International Classification:

G06Q 40/00

US Classification:

705 35, 705 36

Abstract:

Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e. g. , via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e. g. , under 30 seconds, once all the requested information is obtained.