Joerg G Schleicher

US Patent:

20060036541, Feb 16, 2006

Filed:

Sep 14, 2004

Appl. No.:

10/941510

Inventors:

Joerg Schleicher - San Francisco CA, US

International Classification:

G06Q 40/00

US Classification:

705039000, 705021000

Abstract:

A system, to process credit card payment transactions initiated by a merchant, includes an interface to receive a merchant-initiated request for a transfer of funds from a buyer credit card account. A credit card processing application initiates the transfer of funds from the buyer credit card account to a third-party merchant bank account, held by a third-party payment service. The third-party merchant bank account receives funds from the buyer credit card account on behalf of the merchant. A funds allocation application allocates the received funds to a receiving account of the merchant, the receiving account being maintained by the third-party payment service. The credit card processing application may be virtual point of sale (POS) terminal application, hosted at a server computer system operated by the third-party payment service, and accordingly may be accessible by the merchant via a network.

US Patent:

20060106738, May 18, 2006

Filed:

Nov 17, 2004

Appl. No.:

10/990593

Inventors:

Joerg Schleicher - San Francisco CA, US

International Classification:

G06F 17/00
G07B 17/02

US Classification:

705401000, 705001000

Abstract:

An identifier is received with a portion of a postal address. That portion is compared against multiple additional postal addresses associated with the identifier. If a match is detected, a confirmation is transmitted to a requestor who originally sent the identifier and the portion of the postal address.

US Patent:

20060229977, Oct 12, 2006

Filed:

Mar 16, 2006

Appl. No.:

11/376848

Inventors:

Joerg Schleicher - San Francisco CA, US

International Classification:

G06Q 40/00

US Classification:

705039000

Abstract:

Techniques are presented for authorization and capture with multiple funding sources and currencies. A transaction amount associated with a target currency is authorized from one or more funding sources, where at least one of the one or more funding sources includes funds associated with a different currency from the target currency. The funds from the different currency are calculated at authorization to cover the transaction amount and converted at settlement or capture to determine if the transaction amount is still covered at capture.

US Patent:

20060235758, Oct 19, 2006

Filed:

Apr 8, 2005

Appl. No.:

11/102056

Inventors:

Joerg Schleicher - San Francisco CA, US

International Classification:

G06Q 30/00
G06Q 40/00

US Classification:

705026000, 705044000

Abstract:

Authorization techniques are presented. A merchant and buyer interact with an authorization and settlement service. Multiple funding sources associated with the buyer are used to authorize a single transaction between the merchant and the buyer. The authorization and settlement service honors the authorization on behalf of the merchant for a configurable period of time. During this period of time, the merchant may completely or partially settle with the buyer via the network-based authorization and settlement service.

US Patent:

20100223178, Sep 2, 2010

Filed:

May 12, 2010

Appl. No.:

12/778904

Inventors:

Joerg Schleicher - San Francisco CA, US

International Classification:

G06Q 40/00
G06Q 20/00

US Classification:

705 37, 705 44

Abstract:

Techniques are presented for authorization and capture with multiple funding sources and currencies. A transaction amount associated with a target currency is authorized from one or more funding sources, where at least one of the one or more funding sources includes funds associated with a different currency from the target currency. The funds from the different currency are calculated at authorization to cover the transaction amount and converted at settlement or capture to determine if the transaction amount is still covered at capture.

US Patent:

20190236854, Aug 1, 2019

Filed:

Nov 20, 2018

Appl. No.:

16/197266

Inventors:

- San Jose CA, US
Joerg Schleicher - San Francisco CA, US

International Classification:

G07B 17/00

Abstract:

An identifier is received with a portion of a postal address. That portion is compared against multiple additional postal addresses associated with the identifier. If a match is detected, a confirmation is transmitted to a requestor who originally sent the identifier and the portion of the postal address.

US Patent:

20160292654, Oct 6, 2016

Filed:

Jun 9, 2016

Appl. No.:

15/177475

Inventors:

- San Jose CA, US
Joerg Schleicher - San Francisco CA, US

International Classification:

G06Q 20/10
G06Q 20/22
G06Q 20/40
G06Q 20/38

Abstract:

Techniques are presented for authorization and capture with multiple funding sources and currencies. A transaction amount associated with a target currency is authorized from one or more funding sources, where at least one of the one or more funding sources includes funds associated with a different currency from the target currency. The funds from the different currency are calculated at authorization to cover the transaction amount and converted at settlement or capture to determine if the transaction amount is still covered at capture.

US Patent:

20140195436, Jul 10, 2014

Filed:

Mar 12, 2014

Appl. No.:

14/207401

Inventors:

- San Jose CA, US
Joerg Schleicher - San Francisco CA, US

Assignee:

EBAY INC. - SAN JOSE CA

International Classification:

G06Q 20/40

US Classification:

705 44

Abstract:

A system, to process credit card payment transactions initiated by a merchant, includes an interface to receive a merchant-initiated request for a transfer of funds from a buyer credit card account. A credit card processing application initiates the transfer of funds from the buyer credit card account to a third-party merchant bank account, held by a third-party payment service. The third-party merchant bank account receives funds from the buyer credit card account on behalf of the merchant. A funds allocation application allocates the received funds to a receiving account of the merchant, the receiving account being maintained by the third-party payment service. The credit card processing application may be virtual point of sale (POS) terminal application, hosted at a server computer system operated by the third-party payment service, and accordingly may be accessible by the merchant via a network.