Colleen George - Centennial CO, US John Cawthorne - Doylestown PA, US
Assignee:
First Data Corporation - Greenwood Village CO The Western Union Company - Englewood CO
International Classification:
G06Q 30/00
US Classification:
705 14, 705 64
Abstract:
A loyalty system that may be integrated with a financial infrastructure is provided. Such a financial infrastructure may accommodate transactions involving participants in the loyalty program as well as transactions that do not involve participants in the loyalty program. When a transaction is initiated by a customer at a merchant, regardless of who are the parties to the transaction, it is intercepted by a loyalty switch, which determines whether the customer and merchant are participants in the loyalty program. The switch transmits the transaction instruction to the financial infrastructure so that authorization may be received. If it is determined that the customer and merchant are participants in the loyalty program, the loyalty switch also executes a loyalty process that conforms with the criteria of the loyalty program.
Systems And Methods For Integrating Loyalty And Stored-Value Programs
Colleen George - Centennial CO, US John Cawthorne - Doylestown PA, US
Assignee:
First Data Corporation - Englewood CO
International Classification:
G06F017/60
US Classification:
705/014000
Abstract:
Systems and methods are provided for operating an integrated stored-value and loyalty program within a financial infrastructure. An identifier and a packet of transaction information defining a transaction between a merchant and a customer are received at a loyalty host. Qualifying aspects of the transaction are identified from the packet of transaction information. A customer reward is determined from the identified qualifying aspects and a history of information defined by the identifier. Information defining the reward is transmitted to a stored-value host that records a value parameter that may be applied as value by the customer to another transaction.
Mobile Communication Systems And Methods For Redeeming And Reporting Coupons
Douglas Byerley - Overland Park KS, US John Cawthorne - Doylestown PA, US Sunil Dewan - Omaha NE, US Daniel Skowronek - Parker CO, US Steven E. Arthur - Castle Rock CO, US Christopher L. Toomer - Parker CO, US
Assignee:
First Data Corporation - Greenwood Village CO
International Classification:
H04M 3/42
US Classification:
4554141
Abstract:
Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.
Mobile Communication Systems And Methods For Redeeming And Reporting Coupons
- Coral Springs FL, US John Cawthorne - Doylestown PA, US Sunil Dewan - Omaha NE, US Daniel Skowronek - Parker CO, US Steven E. Arthur - Castle Rock CO, US Christopher L. Toomer - Parker CO, US
Assignee:
First Data Corporation - Coral Springs FL
International Classification:
G06Q 20/32 G06Q 20/38 G06Q 30/02 G07F 17/42
Abstract:
Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.
Mobile Communication Systems And Methods For Redeeming And Reporting Coupons
- Greenwood Village CO, US John Cawthorne - Doylestown PA, US Sunil Dewan - Omaha NE, US Daniel Skowronek - Parker CO, US Steven E. Arthur - Castle Rock CO, US Christopher L. Toomer - Parker CO, US
Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.