John Joseph Pembroke

US Patent:

7933832, Apr 26, 2011

Filed:

Jan 18, 2005

Appl. No.:

11/039387

Inventors:

John J. Pembroke - Evergreen CO, US

Assignee:

John J. Pemboke Living Trust - Evergreen CO

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35, 705 36 R

Abstract:

Methods and systems provide a loan to a borrower. An identification of real property and a specification of medical and/or healthcare services is received. A total loan value for the real property and specified medical and/or healthcare services is calculated. Approval of the loan secured by the real property for the total loan value is requested. A closing is initiated on the loan at which a customer depository account is funded to provide future funds for payment of the expenses for the medical and/or healthcare services.

US Patent:

20050165672, Jul 28, 2005

Filed:

Aug 14, 2002

Appl. No.:

10/219797

Inventors:

John Pembroke - Evergreen CO, US

International Classification:

G06F017/60

US Classification:

705038000

Abstract:

A system and method is provided for delivering products and services to a homebuyer during a mortgage transaction. In one example, a bundling company sells products and services to a client at wholesale prices. A cost of selected products and services is calculated. The bundling company integrates the cost of the selected products and services into a purchase price of the home. An appraisal of the home including the selected products and services is acquired. The bundling company acquires an approval of a mortgage for the purchase price of the home. The mortgage is closed. The bundling company orders the products and services from suppliers.

US Patent:

20050177508, Aug 11, 2005

Filed:

Jan 18, 2005

Appl. No.:

11/039367

Inventors:

John Pembroke - Evergreen CO, US

International Classification:

G06F017/60

US Classification:

705040000

Abstract:

Methods and systems provide a loan to a borrower. An identification of real property and a specification of products and/or services is received. A total loan value for the real property and specified products and/or services is calculated. Approval of the loan secured by the real property for the total loan value is requested. A closing is initiated on the loan at which a customer depository account is funded to provide future funds for payment of the recurring expenses.

US Patent:

20050203833, Sep 15, 2005

Filed:

Mar 11, 2005

Appl. No.:

11/077990

Inventors:

John Pembroke - Evergreen CO, US

International Classification:

G06F017/60

US Classification:

705038000

Abstract:

Methods and systems provide a loan to a borrower. An identification of real property and a specification of a monetary amount to be used for future payment of food expenses is received. A total loan value for the real property and the specified monetary amount is calculated. Approval of the loan secured by the real property for the total loan value is requested. A closing is initiated on the loan at which a customer depository account is funded with the specified monetary amount to provide future funds for payment of food expenses incurred by the borrower.

US Patent:

20070019961, Jan 25, 2007

Filed:

Jul 19, 2006

Appl. No.:

11/458593

Inventors:

John Pembroke - Evergreen CO, US

Assignee:

John J. Pembroke - Evergreen CO

International Classification:

H04B 10/00

US Classification:

398128000, 705038000

Abstract:

Methods and systems are provided of securitizing a network, such as a fiber network and/or a high-speed wireless network to a group of homes. An identification of real property for one of the homes is received. A total loan value is calculated for the real property that includes a network access charge representing a unit cost for establishing a network connection from the real property to a network operations center to access telecommunications services and includes an activation cost for activating the network connection. A loan secured by the real property for the total loan value is initiated.

US Patent:

20070027716, Feb 1, 2007

Filed:

Jul 19, 2006

Appl. No.:

11/458575

Inventors:

John Pembroke - Evergreen CO, US

International Classification:

G06Q 10/00
G06Q 40/00

US Classification:

705002000, 705037000

Abstract:

Methods and systems are provided for coordinating an electronic healthcare application request between a healthcare purchaser and at least one of multiple healthcare providers. Selection criteria are received from the healthcare providers. Personal information is received from the healthcare purchaser at a coordination system over a public network. The personal information is filtered to identify the healthcare providers who have selection criteria consistent with the personal information. The personal information is transmitted over the public network to a computer system operated for the identified healthcare providers.