John Trinh - Orange CA, US Miguel Medina - Walnut CA, US
International Classification:
G06Q 30/02
US Classification:
705 1464
Abstract:
An apparatus and method is provided for generating a request for a one-time password (OTP), and with the OTP transmitted to a mobile device in an electronic message that includes the OTP in conjunction with an electronic advertising content that is targeted to the user of the mobile device.