Johnny D Phillips

US Patent:

20090164390, Jun 25, 2009

Filed:

Dec 21, 2007

Appl. No.:

11/962992

Inventors:

Matthew A. Calman - Charlotte NC, US
David T. Frew - Fort Mill SC, US
Robert Leonard Kee - Charlotte NC, US
Johnny David Phillips - Charlotte NC, US
Truxton B. Pratt - Charlotte NC, US
Kim D. Smith - Derby KS, US
Michael A. Tate - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06F 17/00

US Classification:

705400, 700225, 700226

Abstract:

The present invention provides systems, methods, and computer program products for altering delivery of a piece by altering either the delivery address, mode of processing, and/or the mode of delivery. The invention provide an indicia associated with the piece of mail including instructions that are at least one of a different delivery address, mode of processing, or a mode of delivery than that originally designated for the piece of mail. During mail sorting and processing, the indicia associated with the piece of mail are analyzed. Either the delivery address, mode of processing, and/or mode of delivery currently associated with the piece of mail are altered to conform with the delivery address, mode of processing, and/or mode of delivery indicated by the indicia. In some embodiments, the indicia is altered by on a business parameter, such as a monetary value associated with the contents of the piece of mail.

US Patent:

20120246024, Sep 27, 2012

Filed:

Mar 23, 2011

Appl. No.:

13/069796

Inventors:

Susan Smith Thomas - Gastonia NC, US
Shane Anthony Johnson - Charlotte NC, US
Johnny David Phillips - Charlotte NC, US
Lisa D. Curry - Warwick RI, US
Carrie Anne Hanson - Charlotte NC, US
Todd Michael Ferrara - Charlotte NC, US
Michael P. Toner - Cornelius NC, US
Lauren Leigh Dearth - Singer Island FL, US
Philip Alan Cravitz - Thousand Oaks CA, US

Assignee:

Bank of America - Charlotte NC

International Classification:

G06Q 30/00
G06Q 40/00

US Classification:

705 2641, 705 271

Abstract:

According to some embodiments, a system comprises an interface and one or more processors. The interface receives a search request indicating that a buyer requests to search for properties to evaluate. The one or more processors determine one or more buyer preferences that describe preferred characteristics for the properties according to the buyer. The one or more processors also determine whether an available property located proximate to a device associated with the buyer satisfies at least a threshold amount of the buyer preferences. If the available property satisfies at least a threshold amount of buyer preferences, the interface communicates a notification recommending that the buyer evaluate the available property.