Jorge C Torres

US Patent:

20190220866, Jul 18, 2019

Filed:

Jan 11, 2019

Appl. No.:

16/245316

Inventors:

- San Francisco CA, US
Dennis Franklin Olson - San Francisco CA, US
Amy Dawson - San Francisco CA, US
Andres Jimenez - Walnut Creek CA, US
Jiayun He - San Francisco CA, US
Amisha Sisodiya - San Francisco CA, US
Jorge Andre Torres Perez Palacios - San Francisco CA, US
Binoy Parag Parikh - Foster City CA, US
Saloni Vijaykumar Mahajan - Fremont CA, US
Sowmya Vuddaraju - Fremont CA, US
Sneha Sri Tadepalli - Fremont CA, US
Lacey Best-Rowden - San Mateo CA, US
Kim R. Wagner - Sunnyvale CA, US
Sunpreet Singh Arora - San Mateo CA, US
Sunit Lohtia - San Rafael CA, US

International Classification:

G06Q 20/40
G06Q 20/32
G06K 9/00

Abstract:

Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. A system and computer program product are also disclosed.