Joseph M Defilippo

US Patent:

20060122921, Jun 8, 2006

Filed:

Dec 6, 2004

Appl. No.:

11/003367

Inventors:

Richard Comerford - Glen Allen VA, US
Joseph DeFilippo - Glen Allen VA, US

International Classification:

G06Q 40/00

US Classification:

705035000

Abstract:

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.

US Patent:

20210406943, Dec 30, 2021

Filed:

Sep 9, 2021

Appl. No.:

17/470958

Inventors:

- McLean VA, US
Joseph M. DeFilippo - Glen Allen VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02
G06Q 40/00

Abstract:

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.

US Patent:

20180365726, Dec 20, 2018

Filed:

Aug 24, 2018

Appl. No.:

16/111451

Inventors:

- McLean VA, US
Joseph M. DeFilippo - Glen Allen VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02
H04M 3/493
G06Q 40/00
H04M 3/487
H04M 3/38

Abstract:

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.

US Patent:

20180181980, Jun 28, 2018

Filed:

Feb 5, 2018

Appl. No.:

15/888284

Inventors:

- Mclean VA, US
Joseph M. DeFilippo - Glen Allen VA, US

International Classification:

G06Q 30/02
H04M 3/493
G06Q 40/00
H04M 3/487
H04M 3/38

Abstract:

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.

US Patent:

20140289031, Sep 25, 2014

Filed:

Jun 6, 2014

Appl. No.:

14/298288

Inventors:

- McLean VA, US
Joseph M. DeFilippo - Glen Allen VA, US

Assignee:

CAPITAL ONE FINANCIAL CORPORATION - McLean VA

International Classification:

G06Q 30/02

US Classification:

705 1417, 705 1425

Abstract:

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.